3403 321st St, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3403 321st St, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,520 sqft · built 1909
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,164 (2026)
Deeds & Mortgages	Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-09442-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09442-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	754 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1965
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3403 321ST ST
City	SAINT CLOUD
State	MN
Zip	56303-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 OF LOT 15 BLK 2 NORTH SIDE ACRES SECTION 35 TOWNSHIP 125 RANGE 028 NORTH SIDE ACRES SECTION 35 TOWNSHIP 125 RANGE 028
Legal Range	28W
Legal Township	125
Legal Section	35
Legal Subdivision	NORTH SIDE ACRES
Legal Block	2
Legal Lot Number	15
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	1
Census Block	1023
Census Tract	901

Owner

Source: Stearns County records · APN 17-09442-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3403 321ST ST, SAINT CLOUD, MN 56303-9558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000T43706
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 02, 2021
Property Address	3403 321ST ST, SAINT CLOUD, MN 56303-9558
Document Number	0000T43706
Instrument Date	Jan 21, 2021
Instrument	T43706
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 321ST ST, SAINT CLOUD, MN 56303-9558

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,164.00 (+12.14%)	$168,500 (+0.24%) Land $82,600 Building $85,900	$168,500 (+0.24%) Land $82,600 Building $85,900
2025		$168,100 (+11.18%) Land $77,200 Building $90,900	$168,100 (+11.18%) Land $77,200 Building $90,900
2023	$1,038.00	$151,200 Land $77,200 Building $74,000	$151,200 Land $77,200 Building $74,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450009011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 132 locations within half a mile of this property.

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