3402 Willow St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3402 Willow St, Chesapeake Beach, MD 20732 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1928
Square Footage	1,664 sqft Total Area
Lot Size	6,380 sqft (0.146 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2000)
Tax Bill	$2,503.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-025361`
Alternative APNs	`2025361` `025361`

Interior

Full Baths	1 Baths
Building Area	1,664 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	6,380 sqft (0.146 acres)
Deck Area	64 sqft Deck
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	025361
Street Address	3402 WILLOW ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-9611
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 5 SEC 1 BREEZY POINT
Legal Block	5
Legal Lot Number	2
Jurisdiction	CALVERT MD
Minor Civil Division	2, PRINCE FREDERICK
Census Blockgroup	1
Census Block	1011
Census Tract	860502

Owner

Source: Calvert County records · APN 02-025361

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3402 WILLOW ST, CHESAPEAKE BEACH, MD 20732-9611
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2000 · Amount on Record
Deed Sale	Nov 02, 2000 · Amount on Record
Deed Doc Number	200011308
Deed Book / Page	1315 / 713
Record Refreshed	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3402 WILLOW ST, CHESAPEAKE BEACH, MD 20732-9611
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052460069
Date	Sep 04, 2018
Book Page	5246/069

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,000 (+15.82%)	$234,600 (+17.42%) Land $103,000 Building $131,600
2025	$2,503.00 (+25.15%)
2023	$2,000.00	$192,533	$199,800 Land $103,000 Building $96,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	4.0 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 70% of Maryland
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.