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3402 Valley Ranch Dr, Lutz, FL 33548 Property Records

Hillsborough County property record for 3402 Valley Ranch Dr, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,471 sqft · built 1986
Lot Size0.465 acres (20,244 sqft)
Owner2 Individual Names on File
Tax Bill$4,664 (2025)
Flood ZoneZone AE (high risk)
APN015098-5044

Property Details

APN / Parcel Number

Primary APN015098-5044
Alternative APN
  • U2227180KH000000000220

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,471 sqft Living Area
Gross Area3,283 sqft
1st Floor Area2,471 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,244 sqft (0.465 acres)
Lot Dimensions125 ft deep x 135 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Pool Area392 sqft
PorchOpen Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0150985044
Street Address3402 VALLEY RANCH DR
CityLUTZ
StateFL
Zip33548-4758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionNORTH LAKES SECTION G A REPLAT OF A PORTION OF LOT C OF CRENSHAW LAKE SUBDIVISION LOT 22 AND A 1/37 INTEREST IN TRACT A
Legal Range18E
Legal Township27S
Legal Section22
Legal SubdivisionNORTH LAKES SECTION G A REPLAT OF A PORT
Legal TractA
Legal Lot Number22
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2003
Census Tract11109

Owner

3402 Valley Ranch Dr is owned and occupied by two individuals who acquired it in June 2010.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address3402 VALLEY RANCH DR, LUTZ, FL 33548-4758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2010
Deed SaleJun 29, 2010
Prior SaleNov 15, 2005 · Amount on File
Deed Document Number2010216138
Deed Book / Page19947 / 73
Prior Transfer DateJun 23, 2010
Prior Transfer Doc0000216138
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3402 Valley Ranch Dr was $4,664 with a homeowner's exemption, up 8.7% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,757 (+2.7%)$429,275 (-1.96%) Land $104,288 Building $324,987
2025$4,664.00 (+8.74%) Homeowner's exemption$256,823$437,836 Land $104,288 Building $333,548
2024$4,289.00 (+3.77%)
2023$4,133.00 (+16%) Homeowner's exemption$242,316 (+13.22%)$416,824 (-2.27%) Land $95,597 Building $321,227
2022$3,563.00 Homeowner's exemption$214,015$426,487 Land $86,906 Building $339,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3402 Valley Ranch Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation56.6 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 103 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims11 (1994–2024)
Claims Outside the SFHA2 of 11
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Valley Ranch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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