3402 Tonopah St, Oceanside, CA 92054 Property Records

San Diego County property record for 3402 Tonopah St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1988
Lot Size	0.191 acres (8,304 sqft)
Owner	Company Name on Record
Last Sale	$335,000 (Jul 2012)
Tax Bill	$3,665 (2025)
Deeds & Mortgages	Oct 2018 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-512-23-00`

Property Details

APN / Parcel Number

Primary APN	`160-512-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	8,304 sqft (0.191 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3402 TONOPAH ST
City	OCEANSIDE
State	CA
Zip	92054-3861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 46 TR 010035
Legal Subdivision	HILLSIDE VISTAS
Legal Tract	010035
Legal Block	2
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3402 TONOPAH ST, OCEANSIDE, CA 92054-3861
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 2, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 21, 2021	Intrafamily Transfer, Transfer
Aug 20, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2012 · Amount on Record
Deed Sale	Jul 10, 2012 · Amount on Record
Prior Sale	Mar 31, 1988 · Amount on Record
Deed Document Number	2012400112
Last Transfer Date	Apr 27, 2020
Transfer Doc	0000449762
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3402 TONOPAH ST, OCEANSIDE, CA 92054-3861
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPAIIY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439580
Date	Oct 22, 2018
Instrument	2018-0439580

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3402 TONOPAH ST, OCEANSIDE, CA 92054-3861
Document Number	0000330848
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3402 TONOPAH ST OCEANSIDE CA 920543861, OCEANSIDE, CA 92054-3861

Mortgage

Document Number	0000330848
Date	Jun 25, 2020
Instrument	330848

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2021
Property Address	3402 TONOPAH ST, OCEANSIDE, CA 92054-3861
Document Number	0000449762
Map Reference	MAP 10035
Instrument Date	Apr 27, 2020
Instrument	2021-0449762
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3402 TONOPAH ST, OCEANSIDE, CA 92054-3861

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3402 TONOPAH ST, OCEANSIDE, CA 92054-3861
Document Number	0000407234
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3402 TONOPAH ST OCEANSIDE CA 920543861, OCEANSIDE, CA 92054-3861

Mortgage

Document Number	0000407234
Date	Sep 18, 2019
Instrument	407234

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,898 (+2%) Land $172,027 Building $164,871
2025	$3,665.00 (+5.29%) Homeowner's exemption	$330,293 (+4.04%) Land $168,654 Building $161,639
2023	$3,481.00 (+1.58%) Homeowner's exemption	$317,469 Land $162,106 Building $155,363
2022	$3,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1978–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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