3402 Stony Fork Rd, Moneta, VA 24121 Property Records

Bedford County property record for 3402 Stony Fork Rd, Moneta, VA 24121

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,092 sqft · built 1997
Lot Size1.93 acres (84,071 sqft)
OwnerIndividual Name on File
Tax Bill$762 (2026)
Deeds & MortgagesDec 2020 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN197 5 3

Property Details

APN / Parcel Number

Primary APN197 5 3
Alternative APNs
  • 19701303
  • 504618

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area84,071 sqft (1.93 acres)
PorchPorch
Porch Area252 sqft
Deck Area362 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address3402 STONY FORK RD
CityMONETA
StateVA
Zip24121-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOOSE CREEK FARMS LT 3
Legal SubdivisionGOOSE CREEK FARMS
Legal Lot Number3
JurisdictionBEDFORD VA
Township / Civil Division2
Census Block Group1
Census Block1023
Census Tract30501

Owner

3402 Stony Fork Rd is owned and occupied by an individual.

Source: Bedford County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3402 STONY FORK RD, MONETA, VA 24121-4609
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2020Deed of Trust, Mortgage · Commercial Mortgage
TRUIST BANK
May 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address3402 STONY FORK RD, MONETA, VA 24121-4609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200014785
DateDec 4, 2020
Instrument200014785
Lender
NameTRUIST BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term359 Months
DueNov 25, 2050
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address3402 STONY FORK RD, MONETA, VA 24121-4609
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170004467
DateMay 17, 2017
Instrument170004467
Lender
NameSUNTRUST MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3402 Stony Fork Rd was $762.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$762.00$186,000 Land $44,700 Building $141,300
2023$762.00 Additional exemption filed$93,000$186,000 Land $44,700 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3402 Stony Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Stony Fork Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,200 / 50
ZiTEL
Fiber
960 / 960

May also be available: Verizon.

Nearby Properties on Stony Fork Rd

Nearby Streets

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