3402 Stark Dr, Bloomington, IL 61704 Property Records

McLean County property record for 3402 Stark Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,943 sqft · built 2006
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Oct 2006)
Tax Bill	$6,686 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-12-232-017`

Property Details

APN / Parcel Number

Primary APN	`21-12-232-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,943 sqft Living Area
Gross Area	2,382 sqft
1st Floor Area	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	89 ft deep x 94 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	144 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3402 STARK DR
City	BLOOMINGTON
State	IL
Zip	61704-4821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 62 OLD FARM LAKES GARDENS
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OLD FARM LAKES
Legal Lot Number	62
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3402 STARK DR, BLOOMINGTON, IL 61704-4821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 2, 2018	Deed of Trust, Mortgage · ARM HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2006 · Amount on Record
Deed Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	200628245
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 STARK DR, BLOOMINGTON, IL 61704-4821
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 STARK DR, BLOOMINGTON, IL 61704-4821

Mortgage

Document Number	202500018205
Date	Dec 19, 2025
Instrument	2025-00018205

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 STARK DR, BLOOMINGTON, IL 61704-4821
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 STARK DR, BLOOMINGTON, IL 61704-4821

Mortgage

Document Number	202200012645
Date	Jul 19, 2022
Instrument	2022-00012645

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3402 STARK DR, BLOOMINGTON, IL 61704-4821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016215
Date	Oct 2, 2018
Instrument	2018-00016215

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.67%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	4.67%
Max Rate At Change	8.67%
Index	1-Year LIBOR
Max Rate	12.6%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,939 (+22.57%) Land $19,892 Building $75,047	$284,817 (+22.57%) Land $59,676 Building $225,141
2024	$6,686.00 (+11.96%)
2023	$5,972.00 (+7.28%)	$77,454 (+8.32%) Land $16,228 Building $61,226	$232,362 (+8.32%) Land $48,684 Building $183,678
2022	$5,567.00	$71,508 Land $14,982 Building $56,526	$214,524 Land $44,946 Building $169,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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