Bell County property record for 3402 Spinnaker Ln, Belton, TX 76513
| Property Type | Single Family Home |
|---|---|
| Details | 2,758 sqft · built 2003 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $636,902 (Apr 2023) |
| Tax Bill | $2,520 (2023) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0889990084 |
| Primary APN | 0889990084 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,758 sqft Living Area |
| Gross Area | 2,996 sqft |
| 1st Floor Area | 2,758 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1 sqft |
| Porch | Screened Porch |
| Porch Area | 278 sqft |
| Storage Building | 192 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3402 SPINNAKER LN |
|---|---|
| City | BELTON |
| State | TX |
| Zip | 76513-2589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGATTA OAKS SUBDIVISION, BLOCK 002, LOT 0018, ACRES .5 |
| Legal Subdivision | REGATTA OAKS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | BELL TX |
| Township / Civil Division | BELTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21701 |
3402 Spinnaker Ln is owned and occupied by an individual who bought it in April 2023.
Source: Bell County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3402 SPINNAKER LN, BELTON, TX 76513-2589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Vendor's Lien, Transfer · VA Mortgage GUARANTEED RATE INC |
| May 2, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on File |
| Deed Sale | Apr 14, 2023 · Amount on File |
| Prior Sale | Aug 1, 2016 |
| Deed Document Number | 202315604 |
| Prior Transfer Date | Feb 27, 2007 |
| Prior Transfer Doc | 0000009382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 14, 2023 |
| Property Address | 3402 SPINNAKER LN, BELTON, TX 76513-2589 |
| Document Number | 0000015604 |
| Map Reference | CAB C SL 303-D |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023015604 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | GEO TITLE COMPANY INC, NETCO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3402 SPINNAKER LN, BELTON, TX 76513-2589 |
| Document Number | 0000015605 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023015605 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3402 SPINNAKER LN, BELTON, TX 76513-2589 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000017452 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017-00017452 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2032 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Belton City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $595,713 Land $75,000 Building $520,713 | $595,713 Land $75,000 Building $520,713 | |
| 2023 | $2,520.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $577,823 Land $75,000 Building $502,823 | $577,823 Land $75,000 Building $502,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3402 Spinnaker Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3402 Spinnaker Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 439 WSC serves 7,836 people · EPA ID TX0140076 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Nextlink.
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