3402 Silver Maple Dr, Monrovia, MD 21770 Property Records

Frederick County property record for 3402 Silver Maple Dr, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,524 sqft · built 1985
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$431,500 (Mar 2018)
Tax Bill	$6,156 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-252746`

Property Details

APN / Parcel Number

Primary APN	`09-252746`
Alternative APNs	`9252746` `252746`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	912 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	252746
Street Address	3402 SILVER MAPLE DR
City	MONROVIA
State	MD
Zip	21770-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 105 S 1.95 AC .95 ACRES SILVER MAPLE ESTS
Legal Subdivision	SILVER MAPLE ESTATES
Legal Lot Number	105
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1010
Census Tract	752102

Owner

Source: Frederick County records · APN 09-252746

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3402 SILVER MAPLE DR, MONROVIA, MD 21770-8827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 07, 2020	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK NA
Mar 05, 2018	Deed, Transfer · Conventional Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2018 · Amount on Record
Deed Sale	Mar 05, 2018 · Amount on Record
Prior Sale	Mar 02, 2006 · Amount on Record
Deed Book / Page	12302 / 324
Transfer Doc	0041380391
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3402 SILVER MAPLE DR, MONROVIA, MD 21770-8827
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 SILVER MAPLE DR, MONROVIA, MD 21770-8827

Mortgage

Document Number	0165900170
Date	Sep 07, 2023
Book Page	16590/170

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3402 SILVER MAPLE DR, MONROVIA, MD 21770-8827
Document Number	0142820130
Instrument Date	Nov 07, 2020
Transaction Type	Mortgage
Record Updated	Dec 04, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142820130
Date	Nov 19, 2020
Book Page	014282/000130

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 05, 2018
Property Address	3402 SILVER MAPLE DR, MONROVIA, MD 21770-8827
Document Number	0123020324
Book / Page	12302 / 0324
Map Reference	PL118
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	EMERALD TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3402 SILVER MAPLE DR, MONROVIA, MD 21770-8827

Mortgage

Document Number	0012302330
Date	Mar 05, 2018
Instrument	12302/330

Lender

Name	1ST MARINER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$534,867 (+14.1%)	$612,200 (+23.38%) Land $242,700 Building $369,500
2024	$6,156.00 (+9.13%)
2023	$5,641.00	$468,767	$496,200 Land $171,100 Building $325,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 57 locations within half a mile of this property.

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