3402 Sanctuary Dr, Elgin, IL 60124 Property Records

Kane County property record for 3402 Sanctuary Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,420 sqft · built 2011
Owner	Individual Name on File
Last Sale	$269,000 (Dec 2025)
Tax Bill	$6,241 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Dec 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-226-068`

Property Details

APN / Parcel Number

Primary APN	`06-18-226-068`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	2,130 sqft
Basement Area	710 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3402 SANCTUARY DR
City	ELGIN
State	IL
Zip	60124-8071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RIDGE VILLAGE CONDO - 14TH AMENDMENT - UNIT 1-2
Legal Subdivision	WEST RIDGE VILLAGE CONDO
Legal Block	4
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4012
Census Tract	851904

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1384 NORTHGATE DR, BARTLETT, IL 60103-8705
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2024	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2021	Re-recorded Document CHICAGO TITLE-LND, CHICAGO TITLE ELGIN
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Feb 13, 2024 · Amount on Record
Deed Document Number	202547434
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0000045881
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036102
Date	Oct 3, 2024
Instrument	2024K036102

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 1, 2025
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Document Number	0000047434
Map Reference	DOC 2011K074211
Instrument Date	Nov 19, 2025
Instrument	2025K047434
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071

Mortgage

Document Number	0000047435
Date	Dec 1, 2025
Instrument	2025K047435

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 13, 2024
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Document Number	0000004504
Map Reference	DOC 2006K022854
Instrument Date	Feb 7, 2024
Instrument	2024K004504
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047973
Date	Oct 10, 2019
Instrument	2019K047973

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Aug 12, 2021
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Document Number	0000061712
Map Reference	DOC 20006K022854
Instrument Date	Mar 29, 2021
Instrument	2021K061712
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE-LND, CHICAGO TITLE ELGIN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 SANCTUARY DR, 3402, ELGIN, IL 60124-8071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1880 BEACHVIEW RD, ELGIN, IL 60123

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 5, 2021
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Document Number	0000025768
Map Reference	DOC 2006K022854
Instrument Date	Mar 28, 2021
Instrument	2021K025768
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071

Mortgage

Document Number	0000025769
Date	Apr 5, 2021
Instrument	2021K025769

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2018
Property Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071
Document Number	0000058031
Map Reference	DOC2011K074211
Instrument Date	Nov 27, 2018
Instrument	2018K058031
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 SANCTUARY DR, 3402, ELGIN, IL 60124-8071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3402 SANCTUARY DR, ELGIN, IL 60124-8071

Mortgage

Document Number	0000058032
Date	Dec 3, 2018
Instrument	2018K058032

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,241.00 (-12.01%)
2024	$7,093.00 (+11.28%)	$80,774 (+21.39%) Land $19,287 Building $61,487	$242,419 (+21.44%) Land $57,884 Building $184,535
2022	$6,374.00 (+14%)	$66,539 (+6.96%) Land $15,888 Building $50,651	$199,617 (+6.96%) Land $47,664 Building $151,953
2021	$5,591.00 Homeowner's exemption	$62,209 Land $14,854 Building $47,355	$186,627 Land $44,562 Building $142,065

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50

May also be available: Verizon.

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