Carroll County property record for 3402 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,953 sqft · built 1900 |
| Lot Size | 0.875 acres (38,115 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2026) |
| Tax Bill | $2,783 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-004572 |
| Primary APN | 09-004572 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,953 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Slate |
| Lot Area | 38,115 sqft (0.875 acres) |
| Garage Type | Detached |
| Garage Area | 924 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 004572 |
|---|---|
| Street Address | 3402 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 38115 SQ FT (0. 3402 RIDGE RD E/S MARSTON RD |
| Legal Subdivision | TAYLORSVILLE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3402 RIDGE RD, WESTMINSTER, MD 21157-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Nov 19, 2010 · Amount on Record |
| Deed Book / Page | 11775 / 161 |
| Prior Transfer Date | Sep 18, 2024 |
| Prior Transfer Doc | 0113570233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 29, 2026 |
| Property Address | 3402 RIDGE RD, WESTMINSTER, MD 21157-7739 |
| Document Number | 1177000161 |
| Book / Page | 11775 / 161 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | MANOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3402 RIDGE RD, WESTMINSTER, MD 21157-7739 |
| Document Number | 1177000168, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 11775/168 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,783.00 | $243,200 (-) Land $195,100 Building $48,100 | $243,200 (-) Land $195,100 Building $48,100 |
| 2025 | $2,783.00 (+0.32%) | $243,200 (-0.94%) Land $195,100 Building $48,100 | $243,200 (-6.89%) Land $195,100 Building $48,100 |
| 2023 | $2,774.00 Homeowner's exemption | $245,500 | $261,200 Land $175,000 Building $86,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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