3402 Pebble Bay Dr, Katy, TX 77450 Property Records

Fort Bend County property record for 3402 Pebble Bay Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,154 sqft · built 1992
Lot Size	0.286 acres (12,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$643,800 (Jan 2021)
Tax Bill	$10,319 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R156119`

Property Details

APN / Parcel Number

Primary APN	`R156119`
Alternative APN	`2271-04-002-0250-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	3,805 sqft
1st Floor Area	2,153 sqft
2nd Floor Area	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,471 sqft (0.286 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	93 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3402 PEBBLE BAY DR
City	KATY
State	TX
Zip	77450-5749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTH LAKE VILLAGE SEC 4, BLOCK 2, LOT 25
Legal Subdivision	CINCO RANCH SOUTH LAKE VILLAGE SEC 4
Legal Block	2
Legal Lot Number	25
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1003
Census Tract	673005

Owner

Source: Fort Bend County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3402 PEBBLE BAY DR, KATY, TX 77450-5749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jan 22, 2021	Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 2, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	202111179
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	0000011821
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Recording Date	Jul 24, 2026
Property Address	3402 PEBBLE BAY DR, KATY, TX 77450-5749
Document Number	0000077419
Instrument Date	Jul 17, 2026
Instrument	202677419
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 PEBBLE BAY DR, KATY, TX 77450-5749

Mortgage

Document Number	0000077419,
Date	Jul 24, 2026
Instrument	202677419

Lender

Name	FROST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jan 22, 2021
Property Address	3402 PEBBLE BAY DR, KATY, TX 77450-5749
Document Number	0000011179
Map Reference	SL 113/B&1114/A
Instrument Date	Jan 22, 2021
Instrument	2021011179
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22815 RACHELS MANOR DR, KATY, TX 77494-4467

Mortgage

Document Number	0000011180
Date	Jan 22, 2021
Instrument	2021011180

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Feb 2, 2018
Property Address	3402 PEBBLE BAY DR, KATY, TX 77450-5749
Document Number	0000011821
Map Reference	SL113/B&1114/A
Instrument Date	Jan 31, 2018
Instrument	2018011821
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 PEBBLE BAY DR, KATY, TX 77450

Mortgage

Document Number	0000011822
Date	Feb 2, 2018
Instrument	2018011822

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,319.00 (-6.34%) Homeowner's exemption	$626,650 (-0.39%) Land $108,680 Building $517,970	$626,650 (-0.39%) Land $108,680 Building $517,970
2024	$11,018.00 (+1.81%) Homeowner's exemption	$629,116 (+3.99%) Land $108,680 Building $520,436	$629,116 (+1.96%) Land $108,680 Building $520,436
2023	$10,822.00 (+18.65%) Homeowner's exemption	$605,000 Land $83,600 Building $533,409	$617,009 Land $83,600 Building $533,409
2018	$9,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Nearby Flood Policies	144 in force
Nearby Flood Claims	2 (2017–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2021 · Severe Winter Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 2 serves 4,743 people · EPA ID TX0790306
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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