Alameda County property record for 3402 Otter Ct, Hayward, CA 94542
| Property Type | Single Family Home |
|---|---|
| Details | 2,248 sqft · built 1979 |
| Lot Size | 0.744 acres (32,399 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,413 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 81D-2081-80 |
| Primary APN | 81D-2081-80 |
|---|---|
| Alternative APN |
|
| Building Area | 2,248 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 32,399 sqft (0.744 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3402 OTTER CT |
|---|---|
| City | HAYWARD |
| State | CA |
| Zip | 94542-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT: 00012 BLK: TR: 3912 |
| Legal Subdivision | TRACT 3912 |
| Legal Tract | 3912 |
| Legal Lot Number | 8 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 435103 |
3402 Otter Ct is owner-occupied and held in a trust since October 2024.
Source: Alameda County records, as of August 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3402 OTTER CT, HAYWARD, CA 94542-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0000134092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3402 OTTER CT, HAYWARD, CA 94542-2616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 3402 OTTER CT, HAYWARD, CA 94542-2616 |
| Document Number | 0000244474 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021244474 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 3402 Otter Ct was $4,413 with a homeowner's exemption, up 1% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Hayward City |
| Unified School District | Hayward Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,980 (+2.04%) Land $104,281 Building $253,699 | ||
| 2025 | $4,413.00 (+0.98%) | $343,962 Land $102,237 Building $248,725 | |
| 2024 | $4,370.00 (+1.51%) | ||
| 2023 | $4,305.00 Homeowner's exemption | $337,335 Land $98,267 Building $239,068 | $937,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3402 Otter Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3402 Otter Ct is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 57% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Etheric Networks, T-Mobile, Tekify Fiber & Wireless, Unwired, Verizon.
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