3402 N Cognac Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 3402 N Cognac Dr, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 1999
Lot Size	0.138 acres (6,018 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2018 Mortgage
APN	`B496502000015100`

Property Details

APN / Parcel Number

Primary APN	`B496502000015100`
Alternative APNs	`R591067` `591067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	1,163 sqft
Utility Area	70 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,018 sqft (0.138 acres)
Lot Dimensions	102 ft deep x 59 ft wide
Porch	Covered Porch
Porch Area	33 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3402 N COGNAC DR
City	PHARR
State	TX
Zip	78577-7567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BUCHANAN ESTATES PH 2 LOT 151
Legal Subdivision	BUCHANAN ESTATES PH 2 - SPA
Legal Tract	151
Legal Block	1
Legal Lot Number	151
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1013
Census Tract	21705

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3402 N Cognac Dr is owned and occupied by two individuals who acquired it in September 2026.

Source: Hidalgo County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3402 N COGNAC DR, PHARR, TX 78577-7567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 4, 2018	Grant Deed, Transfer EEAC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 28, 2026
Transfer Doc	0003792017
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HIDALGO TX
Recording Date	Sep 28, 2026
Property Address	3402 N COGNAC DR, PHARR, TX 78577-7567
Document Number	0003792017
Instrument Date	Sep 28, 2026
Instrument	20263792017
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 S LANDON AVE, EDINBURG, TX 78539-1426

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HIDALGO TX
Recording Date	Apr 4, 2018
Property Address	3402 N COGNAC DR, PHARR, TX 78577-7567
Document Number	0002903458
Instrument Date	Mar 29, 2018
Instrument	2903458
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4123 BEECH AVE MERCEDES TX 785709347, MERCEDES, TX 78570-9347

Mortgage

Document Number	2903459
Date	Apr 4, 2018
Instrument	2903459

Lender

Name	EEAC INC
Address	MCALLEN, TX 78502
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3402 N Cognac Dr was $3,040 with a homeowner's exemption.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,174 (+1%)	$192,170 (-1.08%) Land $53,259 Building $138,911
2025	$3,040.00 (-0.03%) Homeowner's exemption	$166,522 Land $53,259 Building $141,001	$194,260 Land $53,259 Building $141,001
2024	$3,041.00 (+14.02%)
2023	$2,667.00 (-0.26%) Homeowner's exemption	$137,622 Land $44,232 Building $124,119	$168,351 Land $44,232 Building $124,119
2022	$2,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3402 N Cognac Dr; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3402 N Cognac Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

Nearby Properties on N Cognac Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures