3402 N 650 E, Rochester, IN 46975 Property Records

Fulton County property record for 3402 N 650 E, Rochester, IN 46975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,543 sqft · built 2010
Lot Size	1.53 acres (66,647 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Aug 2022)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Jan 2011 Mortgage May 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-30-300-003.000-006`

Property Details

APN / Parcel Number

Primary APN	`25-04-30-300-003.000-006`
Alternative APN	`00710202850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,543 sqft Living Area
1st Floor Area	2,543 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00710202850
Street Address	3402 N 650 E
City	ROCHESTER
State	IN
Zip	46975-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	152' X 158' MID PT NW D S1/2 OF RD 650 E 30-31-4. .55A; PT NW D S1/2 .98A; 655-00008-00
Jurisdiction	FULTON IN
Township / Civil Division	NEWCASTLE
Census Block Group	2
Census Block	2002
Census Tract	953000

Owner

Source: Fulton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3402 N 650 E, ROCHESTER, IN 46975-8527
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
May 10, 2006	Warranty Deed, Transfer · ARM FIRST FSB
May 9, 2005	Warranty Deed, Transfer · ARM FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202210021
Record Updated	Sep 20, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON IN
Property Address	3402 N 650 E, ROCHESTER, IN 46975-8527
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201100151
Date	Jan 14, 2011
Instrument	201100151

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON IN
Recording Date	May 10, 2006
Property Address	3402 N 650 E, ROCHESTER, IN 46975-8527
Document Number	200600601553
Instrument Date	May 4, 2006
Instrument	200600601553
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	200600601554
Date	May 10, 2006
Instrument	200600601554

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jun 1, 2011
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	3
Max Rate	12.7%

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON IN
Recording Date	May 9, 2005
Property Address	3402 N 650 E, ROCHESTER, IN 46975-8527
Document Number	200500501570
Instrument Date	Apr 29, 2005
Instrument	200500501570
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402-N650 E, ROCHESTER, IN 46975

Mortgage

Document Number	200500501571
Date	May 9, 2005
Instrument	200500501571

Lender

Name	FIRST FEDERAL SAVINGS BANK
Address	ROCHESTER, IN 46975

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	May 1, 2008
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.38%
Index	1-Year LIBOR
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fulton County
County Subdivision	Newcastle Township
Unified School District	Tippecanoe Valley School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00 (+14.04%)	$378,600 (+120.12%) Land $22,700 Building $355,900	$378,600 (+120.12%) Land $22,700 Building $355,900
2024	$1,938.00 (+109.51%)
2023	$925.00 (+54.42%)	$172,000 (+41.8%) Land $22,700 Building $149,300	$172,000 (+41.8%) Land $22,700 Building $149,300
2022	$599.00 (+18.85%)	$121,300 Land $18,400 Building $102,900	$121,300 Land $18,400 Building $102,900
2021	$504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RTC Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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