3402 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 3402 Lancaster Ring Rd, Fredericksburg, VA 22408

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,136 sqft · built 2000
Lot Size	0.503 acres (21,898 sqft)
Owner	Individual Name on File
Last Sale	$154,150 (Oct 2000)
Tax Bill	$3,646 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050A 9-353`

Property Details

APN / Parcel Number

Primary APN	`050A 9-353`
Alternative APN	`50A-9-353`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,136 sqft Finished Area
Basement Area	1,072 sqft
Unfinished Basement	965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	21,898 sqft (0.503 acres)
Garage Type	Attached
Garage Area	356 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	91 sqft
Deck Area	156 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3402 LANCASTER RING RD
City	FREDERICKSBURG
State	VA
Zip	22408-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	LANCASTER GATE LOT 353 SEC 7
Legal Subdivision	LANCASTER GATE
Legal Lot Number	353
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1007
Census Tract	20207

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3402 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2000 · Amount on File
Deed Sale	Oct 13, 2000 · Amount on File
Deed Book / Page	1866 / 808
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3402 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732
Document Number	202100002194
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 LANCASTER RING RD FREDERICKSBURG VA 224087732, FREDERICKSBURG, VA 22408-7732

Mortgage

Document Number	202100002194
Date	Jan 26, 2021
Instrument	2194

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	3402 LANCASTER RING RD, FREDERICKSBURG, VA 22408-7732
Document Number	201900022187
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 LANCASTER RING RD FREDERICKSBURG VA 224087732, FREDERICKSBURG, VA 22408-7732

Mortgage

Document Number	201900022187
Date	Dec 19, 2019
Instrument	22187

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (+24.61%)	$494,600 (+30.43%) Land $160,000 Building $334,600
2025			$494,600 (+30.43%) Land $160,000 Building $334,600
2023	$2,926.00	$379,200 Land $100,000 Building $279,200	$379,200 Land $100,000 Building $279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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