3402 Lafayette St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3402 Lafayette St, Saint Joseph, MO 64507 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$65,753 (Aug 2014)
Tax Bill	$649 (2025)
Deeds & Mortgages	Aug 2016 Mortgage Sep 2007 Foreclosure
APN	`06-5.0-15-001-002-132.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-001-002-132.000`

Interior

Building Area	1,120 sqft Base Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	137 ft deep x 50 ft wide

Location & Zoning

Street Address	3402 LAFAYETTE ST
City	SAINT JOSEPH
State	MO
Zip	64507-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:SHAW & KILBY'S LOT:12 BLK:6LGL DESC:
Legal Subdivision	SHAW & KILBYS
Legal Block	6
Legal Lot Number	12
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	1600

Owner

Source: Buchanan County records · APN 06-5.0-15-001-002-132.000

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 8645, SAINT JOSEPH, MO 64508-8645
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2016	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Sep 17, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2014 · Amount on Record
Deed Sale	Aug 20, 2014 · Amount on Record
Prior Sale	Jul 22, 2011 · Amount on Record
Deed Document Number	20148204
Last Transfer Date	Sep 24, 2015
Transfer Doc	2015010219
Record Updated	Sep 20, 2026

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3402 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2124
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016008410
Date	Aug 22, 2016
Instrument	2016008410

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2036

Interest

Rate Type	Fixed Rate

September 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 17, 2007
Property Address	3402 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2124
Document Number	03027/0210
Book / Page	3027 / 0210
Instrument Date	Sep 12, 2007
Instrument	2007013360
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HALL ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 LAFAYETTE ST, SAINT JOSEPH, MO 64507-2124

Mortgage

Document Number	2007013361
Date	Sep 17, 2007
Instrument	2007013361

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2037

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (+0.15%)	$9,050 (+8.64%) Land $1,520 Building $7,530	$47,620 (+8.62%) Land $8,000 Building $39,620
2024	$648.00 (+18.46%)
2023	$547.00 (-0.73%)	$8,330 (-) Land $1,520 Building $6,810	$43,840 (-) Land $8,000 Building $35,840
2022	$551.00	$8,330 Land $1,520 Building $6,810
2021			$43,840 Land $8,000 Building $35,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 5% of the US · above 8% of Missouri
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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