3402 Jernigan Ln, Dover, FL 33527 Property Records

Hillsborough County property record for 3402 Jernigan Ln, Dover, FL 33527

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,674 sqft · built 2003
Lot Size	1.48 acres (64,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Nov 2018)
Tax Bill	$4,470 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`081425-2706`

Property Details

APN / Parcel Number

Primary APN	`081425-2706`
Alternative APN	`U1728215NJ000000000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,674 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,721 sqft
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	240 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Utility Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0814252706
Street Address	3402 JERNIGAN LN
City	DOVER
State	FL
Zip	33527-3515
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AS-1
Legal Description	RIVERLEAF LOT 3
Legal Range	21E
Legal Township	28S
Legal Section	17
Legal Subdivision	RIVERLEAF
Legal Tract	5NJ
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PLANT CITY
Census Block Group	1
Census Block	1016
Census Tract	10105

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3402 JERNIGAN LN, DOVER, FL 33527-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2018 · Amount on Record
Deed Sale	Nov 3, 2018 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	2018445577
Deed Book / Page	26181 / 1335
Prior Transfer Date	Jan 16, 2003
Prior Transfer Doc	0000054709
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 3, 2018
Property Address	3402 JERNIGAN LN, DOVER, FL 33527-3515
Document Number	0261811335
Book / Page	026181 / 001335
Instrument Date	Oct 17, 2018
Instrument	445577
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3402 JERNIGAN LN DOVER FL 335273515, DOVER, FL 33527-3515

Mortgage

Document Number	261811336
Date	Nov 3, 2018
Book Page	026181/001336
Instrument	445578

Lender

Name	ARTHUR STAGGS
Address	3127 MOTT RD, DOVER, FL 33527-4615

Agreement

Amount	Amount Recorded

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,331 (-0.78%)	$228,440 (-0.73%) Land $85,724 Building $142,716
2025	$4,470.00 (+21.3%)	$230,123 (+6.93%) Land $78,815 Building $151,308	$230,123 (+6.93%) Land $78,815 Building $151,308
2023	$3,685.00 (+9.8%)	$215,207 (+7.13%) Land $66,378 Building $148,829	$215,207 (+7.13%) Land $66,378 Building $148,829
2022	$3,356.00	$200,888 Land $57,397 Building $143,491	$200,888 Land $57,397 Building $143,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	14 (1988–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 9 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20