3402 Jefferson, South Bend, IN 46615 Property Records

St. Joseph County property record for 3402 Jefferson, South Bend, IN 46615

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,514 sqft · built 1942
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on File
Last Sale	$149,012 (Mar 2026)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-08-426-005.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-08-426-005.000-026`
Alternative APN	`01861284525`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
Gross Area	1,996 sqft
1st Floor Area	2,832 sqft
Basement Area	632 sqft
Finished Basement	390 sqft
Unfinished Basement	242 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3402 JEFFERSON
City	SOUTH BEND
State	IN
Zip	46615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 JEROME 1ST ADD
Legal Subdivision	JEROME 1ST ADD
Legal Lot Number	3
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1001
Census Tract	1400

Owner

Source: St. Joseph County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3402 E JEFFERSON BLVD, SOUTH BEND, IN 46615-3032
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Nov 29, 2023	Limited Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Dec 16, 2022	Sheriff's Deed, Foreclosure
Aug 24, 2017	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2026 · Amount on File
Deed Sale	Mar 18, 2026 · Amount on File
Prior Sale	Nov 29, 2023 · Amount on File
Deed Document Number	20266648
Prior Transfer Date	Mar 6, 2026
Prior Transfer Doc	0000006648
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 18, 2026
Property Address	3402 E JEFFERSON SQ, SOUTH BEND, IN 46615-3026
Document Number	0002606648
Map Reference	PB 15 PG J
Instrument Date	Mar 6, 2026
Instrument	2606648
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3402 E JEFFERSON BLVD, SOUTH BEND, IN 46615-3032

Mortgage

Document Number	0002606649
Date	Mar 18, 2026
Instrument	2606649

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 29, 2023
Property Address	3402 E JEFFERSON SQ, SOUTH BEND, IN 46615-3026
Document Number	0002327942
Map Reference	PB 15 PG J
Instrument Date	Nov 16, 2023
Instrument	2327942
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 E JEFFERSON SQ, SOUTH BEND, IN 46615-3026

Mortgage

Document Number	0002327943
Date	Nov 29, 2023
Instrument	2327943

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 16, 2022
Property Address	3402 E JEFFERSON SQ, SOUTH BEND, IN 46615-3026
Document Number	0002235311
Map Reference	PB 15 PG J
Instrument Date	Dec 8, 2022
Instrument	2235311
Transaction Type	Foreclosure
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50817 STONEBRIDGE DR, GRANGER, IN 46530-8268

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 24, 2017
Property Address	3402 E JEFFERSON SQ, SOUTH BEND, IN 46615-3026
Document Number	0001723004
Map Reference	PB 15 PG J
Instrument Date	Aug 18, 2017
Instrument	1723004
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 E JEFFERSON BLVD, SOUTH BEND, IN 46615-3032
Investor	Possibly a Property Investor

Mortgage

Document Number	0001723921
Date	Sep 5, 2017
Instrument	1723921

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (-23.74%)	$280,800 (+69.36%) Land $9,700 Building $271,100	$280,800 (+69.36%) Land $9,700 Building $271,100
2024	$3,285.00 (-18.67%)
2023	$4,039.00 (+23.55%)	$165,800 (+20.32%) Land $9,700 Building $156,100	$165,800 (+20.32%) Land $9,700 Building $156,100
2022	$3,269.00	$137,800 Land $9,700 Building $128,100	$137,800 Land $9,700 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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