3402 Gila Trl, Temple, TX 76504 Property Records

Bell County property record for 3402 Gila Trl, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,276 sqft · built 1972
Lot Size	0.313 acres (13,645 sqft)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0135400000`

Property Details

APN / Parcel Number

Primary APN	`0135400000`
Alternative APNs	`128036` `545519`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,276 sqft Living Area
1st Floor Area	2,276 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,645 sqft (0.313 acres)
Lot Dimensions	132 ft deep x 101 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3402 GILA TRL
City	TEMPLE
State	TX
Zip	76504-5020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	WESTERN HILLS 4TH EXT, BLOCK 015, LOT 0020
Legal Subdivision	WESTERN HILLS 4TH EXT
Legal Block	15
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3022
Census Tract	21202

Owner

Source: Bell County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	3402 GILA TRL, TEMPLE, TX 76504-5020
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 26, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3402 GILA TRL, TEMPLE, TX 76504-5020
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006563
Date	Feb 16, 2024
Instrument	2024006563

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3402 GILA TRL, TEMPLE, TX 76504-5020
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006562
Date	Feb 16, 2024
Instrument	2024006562

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3402 GILA TRL, TEMPLE, TX 76504-5020
Document Number	0000031891
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3402 GILA TRL TEMPLE TX 765045020, TEMPLE, TX 76504-5020

Mortgage

Document Number	0000031891
Date	Aug 1, 2018
Book Page	010545/000020
Instrument	31891

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 (-27.18%)	$242,043 (-13.44%)	$265,469 (-5.06%) Land $32,000 Building $233,469
2023	$2,502.00 (-29.88%) Homeowner's exemption Disabled Person's exemption	$279,621 Land $32,000 Building $247,621	$279,621 Land $32,000 Building $247,621
2022	$3,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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