Carteret County property record for 3402 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,272 sqft · built 1981 |
| Lot Size | 0.538 acres (23,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Dec 2021) |
| Tax Bill | $4,564 (2025) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.13.13.4477000 |
| Primary APN | 6314.13.13.4477000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,272 sqft Heated Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,136 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,435 sqft (0.538 acres) |
| Lot Dimensions | 317 ft deep x 75 ft wide |
| Pool Area | 420 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 134 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 50638 |
|---|---|
| Street Address | 3402 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L57 B16 EMERALD ISLE |
| Legal Subdivision | EMERALD ISLE BY THE SEA |
| Legal Block | 13 |
| Legal Lot Number | 57 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 970903 |
3402 Emerald Dr is owned by two individuals who bought it in December 2021.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12149 CHANCERY STATION CIR, RESTON, VA 20190-5801 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Deed Document Number | 20211748267 |
| Deed Book / Page | 1748 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 3402 EMERALD DR, EMERALD ISLE, NC 28594-3915 |
| Document Number | 0017480267 |
| Book / Page | 1748 / 267 |
| Map Reference | MB 8 PG 98 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 1748267 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1808 EMERSON RD, 1808, KINSTON, NC 28504-1903 |
| Name | Verified Name |
|---|---|
| Address | 1654 PLAZA AMERICA DRIVE #284 # 284, 284, RESTON, VA 20190 |
The 2025 property tax bill for 3402 Emerald Dr was $4,564.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,252,076 (-) Land $746,241 Building $505,835 | $1,252,076 (-) Land $746,241 Building $505,835 | |
| 2025 | $4,564.00 | $1,252,076 Land $746,241 Building $505,835 | $1,252,076 Land $746,241 Building $505,835 |
| 2023 | $643,238 Land $422,475 Building $220,763 | $643,238 Land $422,475 Building $220,763 | |
| 2022 | $3,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3402 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3402 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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