3402 Duncan St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 3402 Duncan St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1952
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$121,900 (Nov 2019)
Tax Bill	$787 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
APN	`06-5.0-15-004-004-018.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-004-004-018.000`

Interior

Building Area	864 sqft Base Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	129 ft deep x 70 ft wide

Location & Zoning

Street Address	3402 DUNCAN ST
City	SAINT JOSEPH
State	MO
Zip	64507-1927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	15-57-35SESUB: LOT: BLK:LGL DESC:PRT OF SE 1/4 OF SE 1/4 W 70' OF FOL TR BEG 33.9' S & 35' E OF NW COR SE 1/4 OF SE 1/4 OF SC TH E 190' S 129' W 190' N 129' TO POB
Legal Range	35W
Legal Township	57N
Legal Section	15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3003
Census Tract	1600

Owner

3402 Duncan St is owned and occupied by two individuals who bought it in November 2019.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3402 DUNCAN ST, SAINT JOSEPH, MO 64507-1927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Apr 15, 2005 · Amount on File
Deed Document Number	201910070
Deed Book / Page	3743 / 613
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 15, 2019
Property Address	3402 DUNCAN ST, SAINT JOSEPH, MO 64507-1927
Document Number	003743/613
Book / Page	3743 / 613
Instrument Date	Nov 15, 2019
Instrument	2019010070
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 DUNCAN ST, SAINT JOSEPH, MO 64507-1927

Mortgage

Document Number	003743/614
Date	Nov 15, 2019
Book Page	3743/614
Instrument	2019010071

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3402 Duncan St was $787.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00	$10,890 Land $3,090 Building $7,800	$57,340 Land $16,280 Building $41,060
2024	$787.00 (+14.72%)
2023	$686.00 (-0.72%)	$10,350 (-) Land $3,090 Building $7,260	$54,470 Land $16,280 Building $38,190
2022	$691.00	$10,350 Land $3,090 Building $7,260
2021			$54,470 Land $16,280 Building $38,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3402 Duncan St; there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Duncan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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