3402 Circle Ave, Reading, PA 19606 Property Records

Berks County property record for 3402 Circle Ave, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,541 (2026)
Deeds & Mortgages	Nov 2018 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5326-13-13-4788`

Property Details

APN / Parcel Number

Primary APN	`5326-13-13-4788`
Alternative APNs	`43-5326-13-13-4788` `43045269` `045269`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	576 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood
Garage Type	Carport
Carport	Carport
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43045269
Street Address	3402 CIRCLE AVE
City	READING
State	PA
Zip	19606-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1013
Census Tract	12003

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3402 CIRCLE AVE, READING, PA 19606-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage RIVERFRONT FCU
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VIST FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 20, 2021
Transfer Doc	0000026134
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3402 CIRCLE AVE, READING, PA 19606-2926
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041345
Date	Nov 30, 2018
Instrument	2018041345

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19602

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 3, 2028

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	May 25, 2021
Property Address	3402 CIRCLE AVE, READING, PA 19606-2926
Document Number	0000026134
Instrument Date	May 20, 2021
Instrument	2021026134
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMER ABSTRACT WYOMISSI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3402 CIRCLE AVE, READING, PA 19606-2926

Mortgage

Document Number	0000026135
Date	May 25, 2021
Instrument	2021026135

Lender

Name	VIST FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,541.00 (+7.39%) Homeowner's exemption	$97,000 (-) Land $43,800 Building $53,200	$43,800 (-54.85%) Land $43,800
2024	$1,435.00	$97,000 Land $43,800 Building $53,200
1994			$97,000 Land $43,800 Building $53,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200

May also be available: Verizon.

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