3402 Cambridge St, Midland, MI 48642 Property Records

Midland County property record for 3402 Cambridge St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,232 sqft · built 1964
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$122,400 (Feb 2021)
Tax Bill	$3,144 (2024)
Deeds & Mortgages	Mar 2021 Transfer Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-416`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-416`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,317 sqft
Unfinished Basement	1,226 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	133 ft deep x 80 ft wide
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3402 CAMBRIDGE ST
City	MIDLAND
State	MI
Zip	48642-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 1 BAKER 2ND ADD
Legal Subdivision	BAKER 2ND ADD
Legal Lot Number	1
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4008
Census Tract	290300

Owner

3402 Cambridge St is owned and occupied by two individuals who acquired it in March 2021.

Source: Midland County records, as of July 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3402 CAMBRIDGE ST, MIDLAND, MI 48642-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Feb 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	Feb 27, 2017 · Amount on File
Deed Book / Page	1642 / 368
Last Transfer Date	Mar 8, 2021
Transfer Doc	1643/365
Record Updated	Jun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Mar 9, 2021
Property Address	3402 CAMBRIDGE ST, MIDLAND, MI 48642-3608
Document Number	1643/365
Book / Page	1643 / 365
Map Reference	LB A PG 117
Instrument Date	Mar 8, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 CAMBRIDGE ST, MIDLAND, MI 48642-3608

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 8, 2021
Property Address	3402 CAMBRIDGE ST, MIDLAND, MI 48642-3608
Document Number	1642/368
Book / Page	1642 / 368
Map Reference	LB A PG 117
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3080 GOODWIN AVE, 3080, REDWOOD CITY, CA 94061-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 CAMBRIDGE ST, MIDLAND, MI 48642-3608

Mortgage

Document Number	1642369
Date	Feb 8, 2021
Instrument	1642/369

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	1642/370
Date	Feb 8, 2021
Book Page	1642/370

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 27, 2017
Property Address	3402 CAMBRIDGE ST, MIDLAND, MI 48642-3608
Document Number	1603/0766
Book / Page	1603 / 0766
Map Reference	LB A PG 117
Instrument Date	Feb 24, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 CAMBRIDGE ST, 3402, MIDLAND, MI 48642-3608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 KINGSTON ST, DEARBORN HEIGHTS, MI 48125-3241

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,600	$201,200
2024	$3,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3402 Cambridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Cambridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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