3402 Bent Oak St, Valrico, FL 33596 Property Records

Hillsborough County property record for 3402 Bent Oak St, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,023 sqft · built 2007
Lot Size	0.376 acres (16,372 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2014)
Tax Bill	$4,629 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087400-5086`

Property Details

APN / Parcel Number

Primary APN	`087400-5086`
Alternative APN	`U073021368000000000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,023 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	2,023 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,372 sqft (0.376 acres)
Lot Dimensions	145 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0874005086
Street Address	3402 BENT OAK ST
City	VALRICO
State	FL
Zip	33596-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-4
Legal Description	LITTLE OAK ESTATES UNIT 1 LOT 18
Legal Range	21E
Legal Township	30S
Legal Section	07
Legal Subdivision	LITTLE OAK ESTATES UNIT 1
Legal Tract	368
Legal Lot Number	18
Legal Unit	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2010
Census Tract	13414

Owner

3402 Bent Oak St is owned and occupied by two individuals who bought it in October 2014.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3402 BENT OAK ST, VALRICO, FL 33596-6201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2014 · Amount on File
Deed Sale	Oct 16, 2014 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	2014347862
Deed Book / Page	22859 / 230
Prior Transfer Date	May 28, 2014
Prior Transfer Doc	0000178754
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3402 BENT OAK ST, VALRICO, FL 33596-6201
Document Number	0000456125
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3402 BENT OAK ST VALRICO FL 335966201, VALRICO, FL 33596-6201

Mortgage

Document Number	0000456125
Date	Nov 3, 2020
Instrument	456125

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3402 Bent Oak St was $4,629 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,356 (+2.7%)	$421,120 (-0.93%) Land $168,193 Building $252,927
2025	$4,629.00 Homeowner's exemption Veteran's exemption	$262,275	$425,091 Land $168,193 Building $256,898
2023	$4,090.00 (+5.11%) Homeowner's exemption Veteran's exemption	$247,459 (+3%)	$397,489 (+7.8%) Land $152,902 Building $244,587
2022	$3,891.00 Homeowner's exemption Veteran's exemption	$240,251	$368,730 Land $122,322 Building $246,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3402 Bent Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 units insured incl. 13 condo units
Nearby Flood Claims	3 (2001–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Bent Oak St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20