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3402 Applegate St, Pensacola, FL 32514 Property Records

Escambia County property record for 3402 Applegate St, Pensacola, FL 32514

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,314 sqft · built 1994
Lot Size0.787 acres (34,299 sqft)
Owner2 Individual Names on File
Last Sale$955,000 (Jan 2025)
Tax Bill$5,201 (2024)
Deeds & MortgagesApr 2026 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-1S-30-0150-008-001

Property Details

APN / Parcel Number

Primary APN02-1S-30-0150-008-001
Alternative APNs
  • 013645140
  • 13645140

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area5,314 sqft Living Area
Gross Area5,876 sqft
1st Floor Area4,426 sqft
Upper Floors Area888 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialOther
Lot Area34,299 sqft (0.787 acres)
Garage TypeAttached
Garage Area562 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area690 sqft
PorchOpen Porch
Porch Area558 sqft
Patio Area596 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13645140
Street Address3402 APPLEGATE ST
CityPENSACOLA
StateFL
Zip32514-8157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 8 BLK A RIVER GARDENS 1ST ADDN PB 13 P 17 OR 9262 P 66 SEC 2 TWP 1S RGE 29/30W
Legal Range30W
Legal Township01S
Legal Section02
Legal SubdivisionRIVER GARDENS 1ST ADDN
Legal BlockA
Legal Lot Number8
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2013
Census Tract3511

Owner

3402 Applegate St is owned and occupied by two individuals who bought it in January 2025.

Source: Escambia County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3402 APPLEGATE ST, PENSACOLA, FL 32514-8157
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUMMIT BANK NA
Mar 31, 2017Warranty Deed, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2025 · Amount on File
Deed SaleJan 30, 2025 · Amount on File
Prior SaleMar 31, 2017 · Amount on File
Deed Document Number20256750
Deed Book / Page9262 / 66
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Recording DateApr 9, 2026
Property Address3402 APPLEGATE ST, PENSACOLA, FL 32514-8157
Document Number0000027149
Book / Page9473 / 1456
Instrument DateMar 31, 2026
Instrument202627149
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 APPLEGATE ST, PENSACOLA, FL 32514-8157
InvestorPossibly a Property Investor

Mortgage

Document Number0000027149,
DateApr 9, 2026
Book Page9473/1456
Instrument202627149
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address3402 APPLEGATE ST, PENSACOLA, FL 32514-8157
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080501825
DateFeb 22, 2019
Book Page8050/1825
Instrument2019016555
Lender
NameSUMMIT BANK NA
TypeBank
AddressPANAMA CITY, FL 32406
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMar 31, 2017
Property Address3402 APPLEGATE ST, PENSACOLA, FL 32514-8157
Document Number0076881986
Book / Page7688 / 1986
Map ReferenceMB13 PG17
Instrument DateMar 20, 2017
Instrument2017023660
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Tax$5,173.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 APPLEGATE ST, PENSACOLA, FL 32514-8157

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$440,346$829,146 Land $112,000 Building $717,146
2024$5,201.00 (+0.74%)
2023$5,163.00 (+2.2%) Homeowner's exemption$415,472 (+3%)$969,620 (+6.96%) Land $112,000 Building $857,620
2022$5,052.00 Homeowner's exemption$403,371$906,494 Land $99,200 Building $807,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3402 Applegate St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims19 (2004–2020)
Claims Outside the SFHA2 of 19
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 13 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Applegate St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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