3402 15th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 3402 15th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1945
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jul 2017)
Tax Bill	$1,828 (2026)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-47247-0000`

Property Details

APN / Parcel Number

Primary APN	`82-47247-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	640 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Width	120 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	3402 15TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 6 & 7 LESS E420' ALSO LESS N'LY PART OF LOT 6 TO CITY BLK 3 HAYWARD PARK ADD SECTION 03 TOWNSHIP 124 RANGE 028 BLK 3
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	HAYWARD PARK ADD
Legal Block	3
Legal Lot Number	6-7
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3008
Census Tract	1003

Owner

Source: Stearns County assessment roll, APN 82-47247-0000, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3402 15TH ST N, SAINT CLOUD, MN 56303-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20171501126
Record Updated	Sep 20, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 28, 2017
Property Address	3402 15TH ST N, SAINT CLOUD, MN 56303-1509
Document Number	00A1501126
Instrument Date	Jul 26, 2017
Instrument	A1501126
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 15TH ST N, SAINT CLOUD, MN 56303-1509

Tax Assessment & Valuation

Source: Stearns County assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,828.00 (+14.97%)	$152,400 (-) Land $45,000 Building $107,400	$152,400 (-) Land $45,000 Building $107,400
2025		$152,400 (-) Land $45,000 Building $107,400	$152,400 (-) Land $45,000 Building $107,400
2023	$1,590.00	$152,400 Land $45,000 Building $107,400	$152,400 Land $45,000 Building $107,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 326 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Lumen Technologies DSL	140 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Saint Cloud serves 71,321 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.