3401 W 87th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3401 W 87th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,224 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,106 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-027-24-21-0016`

Property Details

APN / Parcel Number

Primary APN	`08-027-24-21-0016`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,224 sqft
Basement Area	1,102 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1998
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 81.5 ft wide
Garage Type	Attached
Garage Area	480 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3401 W 87TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 001 A SHEPHERD HILLS 1ST ADDN 81.5 X 135
Legal Range	24
Legal Township	027
Legal Section	08
Legal Quarter	21
Legal Subdivision	SHEPHERD HILLS 1ST ADDN
Legal Block	1
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2007
Census Tract	25603

Owner

3401 W 87th St is owned and occupied by two individuals.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 W 87TH ST, MINNEAPOLIS, MN 55431-1528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit FIREFLY FCU
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3401 W 87TH ST, BLOOMINGTON, MN 55431-1528
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W 87TH ST, BLOOMINGTON, MN 55431-1528

Mortgage

Document Number	00T6183129
Date	Jan 30, 2026
Instrument	T6183129

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 16, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3401 W 87TH ST, BLOOMINGTON, MN 55431-1528
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05908698
Date	Dec 21, 2021
Instrument	T05908698

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3401 W 87TH ST, BLOOMINGTON, MN 55431-1528
Document Number	0005715178
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W 87TH ST BLOOMINGTON MN 554311528, BLOOMINGTON, MN 55431-1528

Mortgage

Document Number	0005715178
Date	Jun 9, 2020
Instrument	5715178

Lender

Name	FIREFLY FCU
Address	BURNSVILLE, MN 55337

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2035

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3401 W 87TH ST, BLOOMINGTON, MN 55431-1528
Document Number	0005691676
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W 87TH ST MINNEAPOLIS MN 554311528, MINNEAPOLIS, MN 55431-1528

Mortgage

Document Number	0005691676
Date	Mar 9, 2020
Instrument	5691676

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 8, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3401 W 87th St was $5,106 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,106.00	$380,500 Land $139,300 Building $241,200	$380,500 Land $139,300 Building $241,200
2023	$4,370.00 Homeowner's exemption
2022		$374,300 Land $132,200 Building $242,100	$374,300 Land $132,200 Building $242,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 W 87th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3401 W 87th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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