Burke County property record for 3401 US 64, Morganton, NC 28655 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,227 sqft Living Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Garage | Carport |
| Last Sale | $205,000 (2024) |
| Tax Bill | $1,098.00 (2025) |
| Primary APN | 1781716632 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,227 sqft Living Area |
| 1st Floor | 1,227 sqft 1st Floor |
| Basement Area | 1,227 sqft Basement |
| Unfinished Basement | 1,227 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 24,394 sqft (0.56 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch Area | 33 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3401 US 64 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8623 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3401 US 64 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 21302 |
Source: Burke County records · APN 1781716632
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6401 US 64, MORGANTON, NC 28655-7141 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 07, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on Record |
| Deed Sale | Feb 14, 2024 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Doc Number | 20241217 |
| Prior Transfer Date | Dec 09, 2010 |
| Prior Transfer Doc | 0019680682 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Feb 14, 2024 |
| Property Address | 3401 US 64, MORGANTON, NC 28655-8623 |
| Document Number | 0027290431 |
| Book / Page | 2729 / 431 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024001217 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6401 US 64, MORGANTON, NC 28655-7141 |
| Document Number | 2024001218 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024001218 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.9% |
| Max Rate At Change | 8.9% |
| Index | 5-Year CMT |
| Max Rate | 12.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 07, 2022 |
| Property Address | 3401 US 64, MORGANTON, NC 28655-8623 |
| Document Number | 0026080013 |
| Book / Page | 2608 / 13 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 2021018216 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 STARMOUNT CIR, 123, MORGANTON, NC 28655-8273 |
| Name | Verified Name |
|---|---|
| Address | 3401 US 64, MORGANTON, NC 28655 |
| Document Number | 2021018217 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2021018217 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Apr 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,098.00 (-0.27%) | $152,443 (-) Land $11,216 Building $141,227 | $152,443 (-) Land $11,216 Building $141,227 |
| 2023 | $1,101.00 | $152,443 Land $11,216 Building $141,227 | $152,443 Land $11,216 Building $141,227 |
3401 US 64 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 53rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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