3401 Smith St, Dearborn, MI 48124 Property Records

Wayne County property record for 3401 Smith St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,174 sqft · built 1949
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Dec 2020)
Tax Bill$5,314 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82-09-351-15-001

Property Details

APN / Parcel Number

Primary APN82-09-351-15-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,174 sqft Living Area
1st Floor Area783 sqft
Basement Area783 sqft
Finished Basement783 sqft
Unfinished Basement783 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBrick
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions118 ft deep x 40 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3401 SMITH ST
CityDEARBORN
StateMI
Zip48124-4232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 500 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF AMENDED PLAT OF DEARBORN POINT SUB
Legal SubdivisionDEARBORN POINT
Legal Lot Number500
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2012
Census Tract575500

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address50366 KAPALUA DR, MACOMB, MI 48042-5547
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Deed Document Number2020333507
Deed Book / Page56232 / 1233
Prior Transfer DateDec 13, 2005
Prior Transfer Doc0441260319
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateDec 2, 2020
Property Address3401 SMITH ST, DEARBORN, MI 48124-4232
Document Number0562321233
Book / Page56232 / 1233
Map ReferenceLB 44 PG 81-83
Instrument DateNov 20, 2020
Instrument2020333507
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyTITLE ONE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32011 PLYMOUTH RD, 32011, LIVONIA, MI 48150-1908

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 SMITH ST, DEARBORN, MI 48124-4232

Mortgage

Document Number0562321235
DateDec 2, 2020
Book Page56232/1235
Instrument2020333508
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$100,500 (+30.52%)$201,000 (+30.52%)
2025$5,314.00 (+73.04%)
2023$77,000$154,000
2019$3,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on Smith St

Nearby Streets

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