3401 Sandy Ln SE, Mandan, ND 58554 Property Records

Morton County property record for 3401 Sandy Ln SE, Mandan, ND 58554

Property Summary

Property Type	Single Family Home
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$899,000 (Jul 2021)
Tax Bill	$9,698 (2025)
Deeds & Mortgages	Jan 2026 Construction Loan Apr 2021 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`65-3772070`

Property Details

APN / Parcel Number

Primary APN	`65-3772070`

Exterior

Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Street Address	3401 SANDY LN SE
City	MANDAN
State	ND
Zip	58554-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ETZ
Legal Description	TWN: 0 SCT: 0 RNG: 0 SUB: 232 BLK: 1 LOT: 7 8651
Legal Subdivision	MARINA BAY
Legal Block	1
Legal Lot Number	7
Jurisdiction	MORTON ND
Township / Civil Division	MANDAN
Census Block Group	2
Census Block	2043
Census Tract	20301

Owner

Source: Morton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3401 SANDY LN SE, MANDAN, ND 58554-4741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CU
Apr 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATE CITY BANK
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 2, 2017	Warranty Deed, Transfer · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	2021504450
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3401 SANDY LN SE, MANDAN, ND 58554-4741
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	QUALITY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 SANDY LN SE, MANDAN, ND 58554-4741

Mortgage

Document Number	0000528199
Date	Jan 20, 2026
Instrument	528199

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 28, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3401 SANDY LN SE, MANDAN, ND 58554-4741
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502458
Date	Apr 14, 2021
Instrument	502458

Lender

Name	GATE CITY BANK
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORTON ND
Recording Date	Jul 9, 2021
Property Address	3401 SANDY LN SE, MANDAN, ND 58554-4741
Document Number	0000504450
Instrument Date	Jul 9, 2021
Instrument	504450
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	QUALITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 SANDY LN SE, MANDAN, ND 58554-4741

Mortgage

Document Number	0000504451
Date	Jul 9, 2021
Instrument	504451

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORTON ND
Recording Date	Nov 2, 2017
Property Address	3401 SANDY LN SE, MANDAN, ND 58554-4741
Document Number	0000480678
Instrument Date	Nov 2, 2017
Instrument	480678
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	NOT AVAILABLE, BISMARCK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 SANDY LN SE, MANDAN, ND 58554-4741

Mortgage

Document Number	0000480679
Date	Nov 2, 2017
Instrument	480679

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Morton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Morton County
Municipality	Mandan City
Unified School District	Mandan Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,750 (-18.97%)	$763,500 (-18.97%)
2025	$9,698.00 (-14.34%)	$471,150 (+6.32%)	$942,300 (+6.32%)
2023	$11,322.00	$443,150	$886,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	5 (2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOURI WEST WATER SYSTEM private · serves 4,303 people · EPA ID ND3001431
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: Verizon.

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