3401 S Phillips Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 3401 S Phillips Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1964
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on File
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-22-33-104-015-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-33-104-015-000`
Alternative APN	`47479`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Finished Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	764 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47479
Street Address	3401 S PHILLIPS AVE
City	SIOUX FALLS
State	SD
Zip	57105-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 21 LOT 15 & ALL LOT 16 BLOCK 3 SOUTHMOOR ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SOUTHMOOR ADDN
Legal Block	3
Legal Lot Number	15-16
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3019
Census Tract	1501

Owner

3401 S Phillips Ave is owned and occupied by an individual.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Dec 15, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Dec 15, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage PLAINS COMMERCE BANK
Mar 30, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449
Transaction Type	Mortgage
Record Updated	Dec 8, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449

Mortgage

Document Number	MTG1975/842
Date	Oct 3, 2023
Book Page	MTG 1975/842

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01964MTG/3
Date	Dec 15, 2022
Book Page	1964 MTG/3

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01964MTG/4
Date	Dec 15, 2022
Book Page	1964 MTG/4

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 30, 2022
Property Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449
Document Number	612DEED/492
Book / Page	612 DEED / 492
Instrument Date	Mar 29, 2022
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 S PHILLIPS AVE, SIOUX FALLS, SD 57105-6449

Tax Assessment & Valuation

The 2025 property tax bill for 3401 S Phillips Ave was $3,181.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,854 (+4.18%) Land $37,483 Building $200,371	$237,854 Land $37,483 Building $200,371
2025	$3,181.00	$228,300 (-1.68%) Land $37,900 Building $190,400
2024	$3,181.00	$232,200 Land $37,900 Building $194,300
2022	$3,277.00	$213,200 Land $27,300 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 S Phillips Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3401 S Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on S Phillips Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures