3401 S Cedar Ave, Independence, MO 64052 Property Records

Jackson County property record for 3401 S Cedar Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1949
Lot Size	0.39 acres (16,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,100 (Oct 2020)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-730-15-02`

Property Details

APN / Parcel Number

Primary APN	`27-730-15-02`
Alternative APNs	`27-730-15-02-00-0-00-000` `27730150200000001` `794934`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,981 sqft (0.39 acres)
Lot Dimensions	167 ft deep x 93 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	794934
Street Address	3401 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64052-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WUNDURVUE NO 1 LOT 232
Legal Subdivision	WUNDURVUE NO 1
Legal Block	2
Legal Lot Number	232
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2006
Census Tract	12000

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3401 S CEDAR AVE, INDEPENDENCE, MO 64052-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 5, 2020	Quit Claim Deed, Transfer · FHA Mortgage ROUNDPOINT MTG SVCNG
Jul 8, 2019	Grant Deed, Transfer FATRWAY INDPNT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Jul 8, 2019
Deed Document Number	2020E91308
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000E91308
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Aug 5, 2026
Property Address	3401 S CEDAR AVE, INDEPENDENCE, MO 64052-1246
Document Number	0000058658
Instrument Date	Jul 22, 2026
Instrument	202658658
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 S CEDAR AVE, INDEPENDENCE, MO 64052-1246
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058658,
Date	Aug 5, 2026
Instrument	202658658

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2046

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 5, 2020
Property Address	3401 S CEDAR AVE, INDEPENDENCE, MO 64052-1246
Document Number	0000E91308
Instrument Date	Sep 29, 2020
Instrument	91308E
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	AMERICAN HOME TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3401 S CEDAR AVE INDEPENDENCE MO 640521246, INDEPENDENCE, MO 64052-1246

Mortgage

Document Number	E91309
Date	Oct 5, 2020
Instrument	91309E

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 8, 2019
Property Address	3401 S CEDAR AVE, INDEPENDENCE, MO 64052-1246
Document Number	0000E51829
Instrument Date	Jun 28, 2019
Instrument	51829E
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3401 S CEDAR AVE INDEPENDENCE MO 640521246, INDEPENDENCE, MO 64052-1246

Mortgage

Document Number	E54312
Date	Jul 8, 2019
Instrument	54312E

Lender

Name	FATRWAY INDPNT MTG CORP
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,092 (-) Land $4,547 Building $13,545	$95,220 (-)
2025	$1,323.00 (-13.87%)	$18,092 (-16.05%) Land $4,547 Building $13,545	$95,220 (-16.05%)
2024	$1,536.00 (+2.47%)
2023	$1,499.00	$21,551 Land $4,020 Building $17,531	$113,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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