3401 S 3rd St, McAllen, TX 78503 Property Records

Hidalgo County property record for 3401 S 3rd St, McAllen, TX 78503

Property Summary

Property TypeSingle Family Home
Lot Size0.223 acres (9,696 sqft)
Owner2 Individual Names on Record
Tax Bill$2,494 (2025)
Deeds & MortgagesMay 2026 Mortgage
Aug 2020 Sale
APNC254900000001900

Property Details

APN / Parcel Number

Primary APNC254900000001900
Alternative APNs
  • R697171
  • 697171

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,824 sqft Living Area
Gross Area4,410 sqft
1st Floor Area3,824 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeHip
Lot Area9,696 sqft (0.223 acres)
Garage TypeAttached
Garage Area486 sqft
PorchCovered Porch

Location & Zoning

Street Address3401 S 3RD ST
CityMCALLEN
StateTX
Zip78503-5696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR COVE LOT 19
Legal SubdivisionCEDAR COVE
Legal Block3
Legal Lot Number19
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group3
Census Block3018
Census Tract21203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1904 PECOS ST, MISSION, TX 78572-2006
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Aug 25, 2020Warranty Deed, Transfer
CHARGE SAN JACINTO TITLE SERVICES, CHARGE SAN JACINTO TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2020
Deed SaleAug 25, 2020
Prior SaleMay 9, 2006 · Amount on Record
Deed Document Number20203142173
Prior Transfer DateApr 26, 2006
Prior Transfer Doc0001613727
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Recording DateMay 1, 2026
Property Address3401 S 3RD ST, MCALLEN, TX 78503-5696
Document Number0003748592
Instrument DateApr 30, 2026
Instrument20263748592
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIERRA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4111 SANTA OLIVIA ST, MISSION, TX 78572-8637

Mortgage

Document Number0003748592,
DateMay 1, 2026
Instrument20263748592
Lender
NameSYNERGY ONE LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateAug 25, 2020
Property Address3401 S 3RD ST, MCALLEN, TX 78503-5696
Document Number0003142173
Instrument DateAug 21, 2020
Instrument3142173
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyCHARGE SAN JACINTO TITLE SERVICES, CHARGE SAN JACINTO TITLE SVCS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 PECOS ST MISSION TX 785722006, MISSION, TX 78572-2006

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$521,270 (+223.86%) Land $160,954 Building $360,316$521,270 (+223.86%) Land $160,954 Building $360,316
2025$2,494.00 (+2.42%)$160,954 (+66.83%) Land $160,954$160,954 (+66.83%) Land $160,954
2024$2,435.00 (+7.32%)
2023$2,269.00 (+17.63%)$96,475 Land $96,475$96,475 Land $96,475
2022$1,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims20 (2018–2025)
Claims Outside the SFHA20 of 20
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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