3401 Ridge Dr, Joplin, MO 64801 Property Records

Jasper County property record for 3401 Ridge Dr, Joplin, MO 64801

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,277 sqft · built 1991
Lot Size0.325 acres (14,148 sqft)
Owner2 Individual Names on Record
Last Sale$156,400 (Jun 2005)
Tax Bill$1,331 (2024)
Deeds & MortgagesMay 2026 Mortgage
Dec 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-003324-0000

Property Details

APN / Parcel Number

Primary APN31-003324-0000
Alternative APNs
  • 15-9.0-31-30-001-008.000
  • 15-9.0-31-30-1-8.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,277 sqft Living Area
Gross Area759 sqft
Basement Area759 sqft
Finished Basement759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Lot Area14,148 sqft (0.325 acres)
Lot Dimensions131 ft deep x 108 ft wide
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3401 RIDGE DR
CityJOPLIN
StateMO
Zip64801-8364
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCOLLEGE SKYLINE 7TH LOT 33
Legal Range32W
Legal Township28N
Legal Section31
Legal SubdivisionCOLLEGE SKYLINE 7TH
Legal Lot Number33
JurisdictionJASPER MO
Township / Civil DivisionJOPLIN
Census Block Group2
Census Block2023
Census Tract10301

Owner

Source: Jasper County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3401 RIDGE DR, JOPLIN, MO 64801-8364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL CORPORATION
Dec 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEW DAY FINANCIAL LLC
Sep 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2005 · Amount on Record
Deed SaleJun 6, 2005 · Amount on Record
Deed Document Number200512341
Deed Book / Page1930 / 417
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJASPER MO
Recording DateMay 7, 2026
Property Address3401 RIDGE DR, JOPLIN, MO 64801-8364
Document Number0000006661
Book / Page2799 / 63
Instrument DateApr 30, 2026
Instrument20266661
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 RIDGE DR, JOPLIN, MO 64801-8364
InvestorPossibly a Property Investor

Mortgage

Document Number0000006661,
DateMay 7, 2026
Book Page2799/63
Instrument20266661
Lender
NameAMERICAN FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJASPER MO
Property Address3401 RIDGE DR, JOPLIN, MO 64801-8364
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022475
DateDec 9, 2021
Book Page2621/155
Instrument2021022475
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJASPER MO
Property Address3401 RIDGE DR, JOPLIN, MO 64801-8364
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015174
DateSep 30, 2020
Book Page2559/152
Instrument2020015174
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Jasper County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJasper County
MunicipalityJoplin City
Unified School DistrictJoplin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,000 (+11.03%) Land $4,440 Building $27,560$168,390 (+11.04%) Land $23,350 Building $145,040
2024$1,331.00 (-7.44%)
2023$1,438.00$28,820 Land $4,440 Building $24,380$151,650 Land $23,350 Building $128,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN JOPLIN
private · serves 73,728 people · EPA ID MO5010413
Water SourceSurface water
Last State InspectionMar 2022
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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