3401 Reading Rd, Cincinnati, OH 45229 Property Records

Hamilton County property record for 3401 Reading Rd, Cincinnati, OH 45229 · Last verified February 2026

Property Summary

Property TypeCommercial
Lot Size1.44 acres (63,031 sqft)
OwnerCompany Name on File
Last Sale$1,260,000 (Aug 2021)
Tax Bill$7,933 (2025)
Deeds & MortgagesDec 2023 Mortgage
Aug 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN107-0008-0181-00

Property Details

APN / Parcel Number

Primary APN107-0008-0181-00

Exterior

Lot Area63,031 sqft

Location & Zoning

Street Address3401 READING RD
CityCINCINNATI
StateOH
Zip45229-3501
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionREADIING RD 1.447 AC S9 T3 FR2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1006
Census Tract27000

Owner

Source: Hamilton County records · APN 107-0008-0181-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address603 W WHEELING ST, LANCASTER, OH 43130-3630
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Commercial Mortgage
CEDAR RAPIDS BANK & TRUST CO
Aug 05, 2021Deed of Trust, Mortgage · Commercial Mortgage
CEDAR RAPIDS BANK & TRUST CO
Aug 02, 2021Warranty Deed, Transfer · Line of Credit
CITY OF CINCINNATI
Aug 03, 2021Lease, Transfer
Aug 03, 2021Lease, Transfer · Unknown
FIFTH THIRD BANK NA
Aug 28, 2020Deed of Trust, Mortgage · Line of Credit
OHIO CAP FIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2021 · Amount on Record
Deed SaleAug 02, 2021 · Amount on Record
Prior SaleMay 13, 2019
Deed Document Number2021-0093176
Deed Book / Page14471 / 2409
Last Transfer DateAug 03, 2021
Transfer Doc0000094275
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3401 READING RD, CINCINNATI, OH 45229-3501
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 READING RD, CINCINNATI, OH 45229-3501

Mortgage

Document Number0000089800
DateDec 22, 2023
Book Page15068/138
Instrument2023-0089800
Lender
NameCEDAR RAPIDS BANK & TRUST CO
TypeBank
AddressCEDAR RAPIDS, IA 52401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term183 Months
DueMar 08, 2039

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3401 READING RD, CINCINNATI, OH 45229-3501
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 W WHEELING ST, LANCASTER, OH 43130-3630

Mortgage

Document Number0000095407
DateAug 05, 2021
Book Page14474/2479
Instrument2021-0095407
Lender
NameCEDAR RAPIDS BANK & TRUST CO
TypeBank
AddressCEDAR RAPIDS, IA 52401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term207 Months
DueNov 08, 2038

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 02, 2021
Property Address3401 READING RD, CINCINNATI, OH 45229-3501
Document Number0000093176
Book / Page14471 / 2409
Instrument DateJul 13, 2021
Instrument2021-0093176
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 W WHEELING ST, LANCASTER, OH 43130

Mortgage

Document Number0000095404
DateAug 05, 2021
Book Page14474/2462
Instrument2021-0095404
Lender
NameCITY OF CINCINNATI
TypeNon-Lending Institution
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2021: Lease, Transfer

Document TypeLease
JurisdictionHAMILTON OH
Recording DateAug 03, 2021
Property Address3401 READING RD, CINCINNATI, OH 45229-3501
Document Number0000094164
Book / Page14472 / 3432
Instrument DateJul 06, 2021
Instrument2021-0094164
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 W WHEELING ST, LANCASTER, OH 43130-3630
InvestorPossibly a Property Investor

August 2021: Lease, Transfer

Document TypeLease
JurisdictionHAMILTON OH
Recording DateAug 03, 2021
Property Address3401 READING RD, CINCINNATI, OH 45229-3501
Document Number0000094275
Book / Page14472 / 4024
Instrument DateJun 23, 2021
Instrument2021-0094275
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3 E 4TH ST # ST300, ST300, CINCINNATI, OH 45202-3744

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 W WHEELING ST, LANCASTER, OH 43130-3630

Mortgage

Document Number0000094276
DateAug 03, 2021
Book Page14472/4030
Instrument2021-0094276
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeUnknown
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3401 READING RD, CINCINNATI, OH 45229-3501
Document Number0000088716
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30 W 3RD ST CINCINNATI OH 452023559, CINCINNATI, OH 45202-3559

Mortgage

Document Number0000088716
DateSep 02, 2020
Book Page014245/000777
Instrument88716
Lender
NameOHIO CAP FIN
TypeFunding / Finance Company
Address88 E BROAD ST, COLUMBUS, OH 43215-3506
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,933.00 (+8.39%)$2,394,581 (-) Land $86,866 Building $2,307,715
2024$7,319.00 (+0.25%)$2,394,581 (+104.61%) Land $86,866 Building $2,307,715
2023$7,301.00 (+60.85%)$1,170,326 (+2,326.7%) Land $86,866 Building $1,083,460$6,841,660 (+4,865.28%) Land $248,190 Building $6,593,470
2022$4,539.00$48,227 Land $48,227
2020$137,790 Land $137,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reading Rd

Nearby Streets

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