3401 Ramsgate Ter, Alexandria, VA 22309 Property Records

Fairfax County property record for 3401 Ramsgate Ter, Alexandria, VA 22309

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,764 sqft · built 1963
Lot Size	0.319 acres (13,921 sqft)
Owner	Individual Name on File
Last Sale	$517,500 (Sep 2017)
Tax Bill	$8,995 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`101-4-18-0019`

Property Details

APN / Parcel Number

Primary APN	`101-4-18-0019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Basement Area	826 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Split Entry
Exterior Material	Brick
Construction Type	Concrete Block
Roof Material	Composition Shingle
Lot Area	13,921 sqft (0.319 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	116 sqft
Deck Area	64 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	1014 18 0019
Street Address	3401 RAMSGATE TER
City	ALEXANDRIA
State	VA
Zip	22309-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3(RESIDENTIAL 3 DU/AC)
Legal Description	RIVERSIDE TERRACE LT 19
Legal Subdivision	RIVERSIDE TERRACE
Legal Lot Number	19
Jurisdiction	FAIRFAX VA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2002
Census Tract	415900

Owner

3401 Ramsgate Ter is owned by an individual who bought it in September 2017.

Source: Fairfax County records, as of October 1, 2025

Owner of Record	Individual Name on File
Mailing Address	6358 PLUM POINT LOOP, ABERDEEN PROVING GROUND, MD 21005-1426
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage PLAZA HM MTG
Mar 13, 2017	Deed of Trust, Mortgage · Conventional with PMI MB FIN'L BK
Mar 13, 2017	Grant Deed, Transfer · VA Mortgage MB FIN'L BK
Sep 12, 2017	Grant Deed, Transfer LH SETTLEMENT SERVICES LLC, LH SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Mar 13, 2017 · Amount on File
Deed Document Number	0251801631
Deed Book / Page	25180 / 1631
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3401 RAMSGATE TER, ALEXANDRIA, VA 22309-2141
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038844001
Date	Mar 3, 2021
Book Page	26931/1845
Instrument	2021038844.001

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3401 RAMSGATE TER, ALEXANDRIA, VA 22309-2141
Document Number	2020077686001
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 RAMSGATE TER ALEXANDRIA VA 223092141, ALEXANDRIA, VA 22309-2141

Mortgage

Document Number	2020077686001
Date	Jul 28, 2020
Book Page	026387/000510
Instrument	77686001

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3401 RAMSGATE TER, ALEXANDRIA, VA 22309-2141
Document Number	2020029533002
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	LH SETTLEMENT SERVICES LLC, LH SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 RAMSGATE TER ALEXANDRIA VA 223092141, ALEXANDRIA, VA 22309-2141

Mortgage

Document Number	2020029533002
Date	Apr 7, 2020
Book Page	026167/001578
Instrument	29533002

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	3401 RAMSGATE TER, ALEXANDRIA, VA 22309-2141
Document Number	2017056179002
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	LH SETTLEMENT SERVICES LLC, LH SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 RAMSGATE TER ALEXANDRIA VA 223092141, ALEXANDRIA, VA 22309-2141

Mortgage

Document Number	2017056179002
Date	Sep 12, 2017
Book Page	025180/001635
Instrument	56179002

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48150

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Mar 13, 2017
Property Address	3401 RAMSGATE TER, ALEXANDRIA, VA 22309-2141
Document Number	2017015878002
Book / Page	024972 / 001908
Instrument Date	Mar 10, 2017
Instrument	15878002
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	LH SETTLEMENT SERVICES LLC, LH SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3401 RAMSGATE TER ALEXANDRIA VA 223092141, ALEXANDRIA, VA 22309-2141

Mortgage

Document Number	2017015878003
Date	Mar 13, 2017
Book Page	024972/001911
Instrument	15878003

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Sep 12, 2017
Property Address	3401 RAMSGATE TER, ALEXANDRIA, VA 22309-2141
Document Number	2017056179001
Book / Page	025180 / 001631
Instrument Date	Mar 10, 2017
Instrument	56179001
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	LH SETTLEMENT SERVICES LLC, LH SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3401 RAMSGATE TER ALEXANDRIA VA 223092141, ALEXANDRIA, VA 22309-2141

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Ramsgate Ter was $8,995.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,995.00	$778,180 Land $302,000 Building $476,180	$778,180 Land $302,000 Building $476,180
2023	$7,859.00	$696,440 Land $286,000 Building $410,440	$696,440 Land $286,000 Building $410,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Ramsgate Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Ramsgate Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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