3401 Pine Ridge Rd, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 3401 Pine Ridge Rd, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,402 sqft · built 1937
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$769,900 (Jan 2017)
Tax Bill	$13,120 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-4-001-004.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-4-001-004.000`
Alternative APNs	`28044001004000RR00` `358787`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,402 sqft Living Area
Gross Area	5,539 sqft
1st Floor Area	3,402 sqft
Basement Area	2,137 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2006
Exterior Material	Wood Shingle
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	83 sqft
Deck Area	Deck Area
Patio Area	814 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	358787
Street Address	3401 PINE RIDGE RD
City	MOUNTAIN BRK
State	AL
Zip	35213-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	P O B 600 FT S SWLY OF THE INTER OF N LINE S E 1/4 SEC 4 T 18 S R 2 W & S E R/W PINE RIDGE RD TH SWLY 200 FT S ALG RD R/W TH S E 279 FT S TH N E 200 FT S TH N W 261 FT S TO P O B LYING IN N E 1/4 OF S E 1/4 SECT 04 TWSP 18S RANGE 2W
Legal Range	02W
Legal Township	18S
Legal Section	04
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1017
Census Tract	10802

Owner

3401 Pine Ridge Rd is owned and occupied by two individuals who acquired it in November 2019.

Source: Jefferson County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING
Nov 9, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC
Nov 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Deed Document Number	20178752
Last Transfer Date	Nov 7, 2019
Transfer Doc	0000117418
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Sep 11, 2026
Property Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909
Document Number	0000084118
Instrument Date	Aug 30, 2026
Instrument	202684118
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909

Mortgage

Document Number	0000084118,
Date	Sep 11, 2026
Instrument	202684118

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2056

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909

Mortgage

Document Number	2021116438
Date	Oct 7, 2021
Instrument	2021116438

Lender

Name	FIGURE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909
Document Number	0000119182
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 PINE RIDGE RD MOUNTAIN BROOK AL 352133909, MOUNTAIN BROOK, AL 35213-3909

Mortgage

Document Number	0000119182
Date	Nov 15, 2019
Instrument	119182

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Nov 8, 2019
Property Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909
Document Number	0000117418
Instrument Date	Nov 7, 2019
Instrument	117418
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3401 PINE RIDGE RD MOUNTAIN BROOK AL 352133909, MOUNTAIN BROOK, AL 35213-3909

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jan 27, 2017
Property Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909
Document Number	0000008752
Instrument Date	Jan 24, 2017
Instrument	2017008752
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 PINE RIDGE RD, MOUNTAIN BRK, AL 35213-3909

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Pine Ridge Rd was $13,120 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,120.00 Homeowner's exemption	$120,860	$1,208,600 Land $738,000 Building $470,600
2023		$120,860 Land $73,800 Building $47,060	$1,208,600 Land $738,000 Building $470,600
2022	$11,695.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3401 Pine Ridge Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Pine Ridge Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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