3401 Pierce Dr, Ellicott City, MD 21042 Property Records

Howard County property record for 3401 Pierce Dr, Ellicott City, MD 21042

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,136 sqft · built 1964
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$122,000 (Jan 1987)
Tax Bill	$8,498 (2026)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-237687`

Property Details

APN / Parcel Number

Primary APN	`02-237687`
Alternative APNs	`2237687` `237687`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,136 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	237687
Street Address	3401 PIERCE DR
City	ELLICOTT CITY
State	MD
Zip	21042-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 1 BL D S 2 3401 PIERCE DR FONT HILL MANOR
Legal Subdivision	HILL MANOR SEC 02
Legal Block	D
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	2, ELLICOTT CITY
Census Block Group	1
Census Block	1003
Census Tract	602304

Owner

3401 Pierce Dr is owned and occupied by two individuals who acquired it in May 2016.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 PIERCE DR, ELLICOTT CITY, MD 21042-3639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 1987 · Amount on File
Deed Sale	Jan 27, 1987 · Amount on File
Deed Book / Page	1592 / 577
Last Transfer Date	May 3, 2016
Transfer Doc	0168300216
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	3401 PIERCE DR, ELLICOTT CITY, MD 21042-3639
Document Number	0192400054
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 PIERCE DR ELLICOTT CITY MD 210423639, ELLICOTT CITY, MD 21042-3639

Mortgage

Document Number	0192400054
Date	Mar 16, 2020
Book Page	019240/000054

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3401 Pierce Dr was $8,498 with a homeowner's exemption, up 3.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,498.00 (+3.57%) Homeowner's exemption	$561,000 (+3.95%)	$582,300 (-) Land $349,500 Building $232,800
2025	$8,205.00 (+4.51%) Homeowner's exemption	$539,700	$582,300 Land $349,500 Building $232,800
2024	$7,851.00
2023		$493,900	$518,400 Land $319,500 Building $198,900
2022	$5,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Pierce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Pierce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20