3401 Opal Ln, Loomis, CA 95650 Property Records

Placer County property record for 3401 Opal Ln, Loomis, CA 95650 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,108 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jul 2020)
Tax Bill	$5,590 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`030-043-012-000`

Property Details

APN / Parcel Number

Primary APN	`030-043-012-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,108 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Construction Type	Frame
Lot Area	217,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3401 OPAL LN
City	LOOMIS
State	CA
Zip	95650-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 A FR SEC 5 11 7
Legal Range	7E
Legal Township	11N
Legal Section	5
Legal Subdivision	ANTELOPE CREEK
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2014
Census Tract	21203

Owner

Source: Placer County records · APN 030-043-012-000

Assessment roll updated July 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3401 OPAL LN, LOOMIS, CA 95650-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 06, 2020	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2020 · Amount on Record
Deed Sale	Jul 06, 2020 · Amount on Record
Deed Document Number	202066818
Last Transfer Date	Dec 07, 2023
Transfer Doc	0000067377
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3401 OPAL LN, LOOMIS, CA 95650-9038
Transaction Type	Mortgage
Record Updated	Oct 05, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 OPAL LN, LOOMIS, CA 95650-9038

Mortgage

Document Number	0000072291
Date	Sep 21, 2022
Instrument	2022-0072291

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 02, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3401 OPAL LN, LOOMIS, CA 95650-9038
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 OPAL LN, LOOMIS, CA 95650-9038

Mortgage

Document Number	0000012680
Date	Jan 29, 2021
Instrument	2021-0012680

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 06, 2020
Property Address	3401 OPAL LN, LOOMIS, CA 95650-9038
Document Number	0000066818
Instrument Date	Jun 29, 2020
Instrument	2020-0066818
Transaction Type	Transfer
Record Updated	Sep 07, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3401 OPAL LN, LOOMIS, CA 95650-9038

Mortgage

Document Number	0000066819
Date	Jul 06, 2020
Instrument	2020-0066819

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$518,221 (+2%) Land $163,283 Building $354,938
2025	$5,590.00 (+1.38%) Homeowner's exemption	$508,061 (+4.04%) Land $160,082 Building $347,979
2023	$5,514.00 (+0.25%) Homeowner's exemption	$488,334 Land $153,867 Building $334,467
2022	$5,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610212032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1995, river or lake flooding, Severe Winter Storms, Flooding Landslides, Mud Flow
Claims By Storm	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of California
Wildfire Likelihood	About 1 in 503 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Zeta Broadband, Radiate Holdings, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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