Mecklenburg County property record for 3401 Mountainbrook Rd, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,139 sqft · built 1958 |
| Lot Size | 0.422 acres (18,399 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Jan 2017) |
| Tax Bill | $6,691 (2023) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-052-06 |
| Primary APN | 209-052-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,139 sqft Heated Area |
| 1st Floor Area | 2,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 18,399 sqft (0.422 acres) |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 209-052-06 |
|---|---|
| Street Address | 3401 MOUNTAINBROOK RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-4837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L21 M8-75 |
| Legal Subdivision | MOUNTAINBROOK ADD 01 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 3006 |
3401 Mountainbrook Rd is owned and occupied by an individual who bought it in January 2017.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jan 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on File |
| Deed Sale | Jan 19, 2017 · Amount on File |
| Prior Sale | Jun 24, 2015 · Amount on File |
| Deed Document Number | 0031507273 |
| Deed Book / Page | 31507 / 273 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Document Number | 0000078047 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 38314/450 |
| Instrument | 2023078047 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000200140 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 35364/430 |
| Instrument | 2020200140 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Document Number | 0000136716 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3401 MOUNTAINBROOK RD CHARLOTTE NC 282104837, CHARLOTTE, NC 28210-4837 |
| Document Number | 0000136716 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 033934/000360 |
| Instrument | 136716 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Document Number | 0000007600 |
| Book / Page | 31507 / 273 |
| Map Reference | MB8 PG73&75 |
| Instrument Date | Dec 3, 2016 |
| Instrument | 2017007600 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3401 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4837 |
| Document Number | 0000007601 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2017007601 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 3401 Mountainbrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1981–2023) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3401 Mountainbrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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