3401 Madison St, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3401 Madison St, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,215 sqft · built 1889
Lot Size	0.172 acres (7,492 sqft)
Owner	Trust Name on File
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`501-0005-0155-00`

Property Details

APN / Parcel Number

Primary APN	`501-0005-0155-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,215 sqft Living Area
1st Floor Area	765 sqft
2nd Floor Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3401 MADISON ST
City	CINCINNATI
State	OH
Zip	45244-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 FIFTH ST 75 X 100 PT LOT 6-7 TAYLORS SUB
Legal Subdivision	TAYLORS SUB
Legal Lot Number	6-7
Jurisdiction	HAMILTON OH
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1014
Census Tract	24904

Owner

3401 Madison St is held in a trust since May 2011.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Trust Name on File
Mailing Address	3401 MADISON ST, CINCINNATI, OH 45244-3460
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 1993
Deed Sale	Dec 27, 1993
Deed Document Number	1993238574
Deed Book / Page	6355 / 1996
Last Transfer Date	May 10, 2011
Transfer Doc	0000000175
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3401 MADISON ST, CINCINNATI, OH 45244-3460
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042622
Date	Jun 3, 2019
Book Page	13930/01125
Instrument	2019-0042622

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3401 MADISON ST, CINCINNATI, OH 45244-3460
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063283
Date	Aug 2, 2019
Book Page	13972/01120
Instrument	2019-0063283

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Madison St was $2,218, down 4.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Newtown Village
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (-4.81%)	$38,207 (+0.01%) Land $9,041 Building $29,166	$109,160 Land $25,830 Building $83,330
2024	$2,330.00 (+6.05%)	$38,205 (-) Land $9,040 Building $29,165
2023	$2,197.00 (+28.03%)	$38,205 (+43.57%) Land $9,040 Building $29,165	$109,160 Land $25,830 Building $83,330
2022	$1,716.00	$26,611 Land $8,288 Building $18,323
2020			$76,030 Land $23,680 Building $52,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2018–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

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