3401 Lake Rd, Fleming, OH 45729 Property Records

Washington County property record for 3401 Lake Rd, Fleming, OH 45729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1984
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Sep 2025)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050055003000`

Property Details

APN / Parcel Number

Primary APN	`050055003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	66,647 sqft (1.53 acres)
Terrain	Below Road/Slope
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3401 LAKE RD
City	FLEMING
State	OH
Zip	45729-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R10 T3 S14 160 AC LOT 705 1.5318 AC
Legal Range	10
Legal Township	03
Legal Section	14
Legal Lot Number	705
Jurisdiction	WASHINGTON OH
Township / Civil Division	BARLOW
Census Block Group	4
Census Block	4027
Census Tract	21700

Owner

Source: Washington County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3401 LAKE RD, FLEMING, OH 45729-5029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Apr 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	20254910
Deed Book / Page	683 / 5551
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	3401 LAKE RD, FLEMING, OH 45729-5029
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	APPROVED ATTORNEY TITLE COMPANY, APPROVED ATTORNEYS TTL CO LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 RUMMER RD, MARIETTA, OH 45750-6708

Mortgage

Document Number	0000674/23
Date	Feb 5, 2024
Book Page	674/23
Instrument	202400000657

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	3401 LAKE RD, FLEMING, OH 45729-5029
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 LAKE RD, FLEMING, OH 45729-5029

Mortgage

Document Number	00661/3962
Date	Apr 8, 2022
Book Page	661/3962
Instrument	202200002698

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	3401 LAKE RD, FLEMING, OH 45729-5029
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	646/3808
Date	Jul 6, 2020
Book Page	646/3808
Instrument	202000003878

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELPRE, OH 45714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 22, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Apr 30, 2020
Property Address	3401 LAKE RD, FLEMING, OH 45729-5029
Document Number	645/308
Book / Page	645 / 308
Instrument Date	Apr 29, 2020
Instrument	202000002460
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 LAKE RD, FLEMING, OH 45729-5029

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Barlow Township
Unified School District	Warren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+37.39%) Homeowner's exemption Widower's exemption	$58,340 (+41.91%) Land $11,230 Building $47,110	$166,680 (+41.9%) Land $32,080 Building $134,600
2024	$1,594.00 (+22.43%) Homeowner's exemption Widower's exemption	$41,110 (-) Land $7,740 Building $33,370
2022	$1,302.00 Homeowner's exemption Widower's exemption	$41,110 Land $7,740 Building $33,370	$117,460 Land $22,120 Building $95,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE HOCKING WATER ASSOCIATION, INC. private · serves 9,892 people · EPA ID OH8400212
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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