Osceola County property record for 3401 Home Town Ln, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,527 sqft Living Area |
| Lot Size | 2,613 sqft (0.06 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $261,400 (2026) |
| Tax Bill | $4,519.00 (2025) |
| Primary APN | 03-26-30-0851-0001-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,002 sqft Gross Area |
| 1st Floor | 1,527 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,613 sqft (0.06 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 299 sqft Garage |
| Porch Area | 176 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3401 HOME TOWN LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1917 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TOWN CENTER VILLAS PB 17 PGS 44-45 LOT 40 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | TOWN CENTER VILLAS |
| Legal Tract | 851 |
| Legal Block | 400 |
| Legal Lot Number | 40 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 43203 |
Source: Osceola County records · APN 03-26-30-0851-0001-0400
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3401 HOME TOWN LN, SAINT CLOUD, FL 34769-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2026 · Amount on Record |
| Deed Sale | Feb 03, 2026 · Amount on Record |
| Prior Sale | Apr 20, 2007 · Amount on Record |
| Deed Doc Number | 202614642 |
| Deed Book / Page | 6916 / 2844 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 03, 2026 |
| Property Address | 3401 HOME TOWN LN, SAINT CLOUD, FL 34769-1917 |
| Document Number | 0069162844 |
| Book / Page | 6916 / 2844 |
| Map Reference | MB 17 PG 44&45 |
| Instrument Date | Feb 02, 2026 |
| Instrument | 2026014642 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,829.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8207 PASO ROBLES BLVD, FORT PIERCE, FL 34951-1045 |
| Name | Verified Name |
|---|---|
| Address | 3401 HOME TOWN LN, SAINT CLOUD, FL 34769-1917 |
| Document Number | 0069162847 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 6916/2847 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,519.00 (+635.99%) | $252,300 (+171.71%) Land $38,000 Building $214,300 | $252,300 (+2.73%) Land $38,000 Building $214,300 |
| 2023 | $614.00 (-5.25%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $92,855 (+3%) | $245,600 (+35.09%) Land $14,900 Building $230,700 |
| 2022 | $648.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $90,151 | $181,800 Land $14,900 Building $166,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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