3401 Helms Pond Rd, Monroe, NC 28110 Property Records

Union County property record for 3401 Helms Pond Rd, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 1997
Lot Size2.11 acres (92,217 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Sep 1999)
Tax Bill$1,786 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-078-018

Property Details

APN / Parcel Number

Primary APN09-078-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,616 sqft Living Area
Gross Area2,230 sqft
1st Floor Area1,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area92,217 sqft (2.11 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area138 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3401 HELMS POND RD
CityMONROE
StateNC
Zip28110-8873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description#1 COLONIAL OAKS PHASE 1 HELMS POND RD
Legal SubdivisionCOLONIAL OAKS
Legal Lot Number1
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group4
Census Block4008
Census Tract20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3401 HELMS POND RD, MONROE, NC 28110-8873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 1999 · Amount on Record
Deed SaleSep 30, 1999 · Amount on Record
Prior SaleJun 11, 1997 · Amount on Record
Deed Document Number19993990
Deed Book / Page1307 / 49
Prior Transfer DateNov 22, 1996
Prior Transfer Doc0922000215
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3401 HELMS POND RD, MONROE, NC 28110-8873
Document Number7072773
Book / Page007072 / 000773
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 HELMS POND RD MONROE NC 281108873, MONROE, NC 28110-8873

Mortgage

Document Number7072773
DateDec 18, 2017
Book Page007072/000773
Instrument36786
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,900 (-) Land $79,600 Building $286,300$365,900 (-) Land $79,600 Building $286,300
2025$1,786.00 (-1.11%)$365,900 (+31.52%) Land $79,600 Building $286,300$365,900 (+31.52%) Land $79,600 Building $286,300
2023$1,806.00$278,200 Land $50,800 Building $227,400$278,200 Land $50,800 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Nearby Properties on Helms Pond Rd

Nearby Streets

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