3401 Handley Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3401 Handley Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 6,339 sqft · built 2010
Lot Size	0.626 acres (27,269 sqft)
Owner	2 Individual Names on File
Last Sale	$1,502,000 (Jul 2026)
Tax Bill	$11,562 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`733-72-37-29-100-000`

Property Details

APN / Parcel Number

Primary APN	`733-72-37-29-100-000`
Alternative APN	`346038001`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	6,339 sqft Finished Area
1st Floor Area	1,124 sqft
Basement Area	1,813 sqft
Finished Basement	1,813 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	27,269 sqft (0.626 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	534 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	346038001
Street Address	3401 HANDLEY RD
City	MIDLOTHIAN
State	VA
Zip	23113-3680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25 - SING
Legal Description	TARRINGTON SEC 10 AMENDED 005
Legal Subdivision	TARRINGTON
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4002
Census Tract	100926

Owner

3401 Handley Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Chesterfield County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3401 HANDLEY RD, MIDLOTHIAN, VA 23113-3680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE
May 3, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jun 1, 2010 · Amount on File
Deed Document Number	202626841
Deed Book / Page	15322 / 128
Prior Transfer Date	May 2, 2024
Prior Transfer Doc	014544-904
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 22, 2026
Property Address	3401 HANDLEY RD, MIDLOTHIAN, VA 23113-3680
Document Number	0000026841
Book / Page	15322 / 128
Instrument Date	Jul 20, 2026
Instrument	202626841
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,702.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 HANDLEY RD, MIDLOTHIAN, VA 23113-3680
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026842,
Date	Jul 22, 2026
Instrument	202626842

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 27, 2026
Property Address	3401 HANDLEY RD, MIDLOTHIAN, VA 23113-3680
Document Number	0000014795
Book / Page	15227 / 967
Instrument Date	Apr 15, 2026
Instrument	202614795
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3401 HANDLEY RD, MIDLOTHIAN, VA 23113-3680

Mortgage

Document Number	0000014795,
Date	Apr 27, 2026
Book Page	15227/967
Instrument	202614795

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Apr 15, 2048

Interest

Rate	6.22%
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	May 3, 2024
Property Address	3401 HANDLEY RD, MIDLOTHIAN, VA 23113-3680
Document Number	014544-904
Book / Page	14544 / 904
Instrument Date	May 2, 2024
Instrument	2024012750
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3401 Handley Rd was $11,562, up 10.1% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,562.00 (+10.06%)	$1,296,300 (+10.08%) Land $210,000 Building $1,086,300	$1,296,300 (+10.08%) Land $210,000 Building $1,086,300
2025	$10,505.00	$1,177,600 Land $210,000 Building $967,600	$1,177,600 Land $210,000 Building $967,600
2023	$9,439.00	$1,034,600 Land $200,000 Building $834,600	$1,034,600 Land $200,000 Building $834,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Handley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Handley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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