3401 Glossy Leaf Ln, Clermont, FL 34711 Property Records

Lake County property record for 3401 Glossy Leaf Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,928 sqft · built 2004
Lot Size	0.222 acres (9,681 sqft)
Owner	2 Individual Names on File
Last Sale	$186,500 (Apr 2004)
Tax Bill	$2,339 (2024)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-23-26-1301-000-10500`

Property Details

APN / Parcel Number

Primary APN	`03-23-26-1301-000-10500`
Alternative APN	`3820145`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,928 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,681 sqft (0.222 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	406 sqft
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3820145
Street Address	3401 GLOSSY LEAF LN
City	CLERMONT
State	FL
Zip	34711-7154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA PARK PHASE II PB 50 PG 42-43 LOT 105 ORB 2555 PG 1158
Legal Range	26E
Legal Township	23S
Legal Section	03
Legal Subdivision	MAGNOLIA PARK
Legal Phase	2
Legal Tract	H,J
Legal Lot Number	105
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31306

Owner

3401 Glossy Leaf Ln is owned and occupied by two individuals who bought it in April 2004.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3401 GLOSSY LEAF LN, CLERMONT, FL 34711-7154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2004 · Amount on File
Deed Sale	Apr 27, 2004 · Amount on File
Deed Document Number	2004054639
Deed Book / Page	2555 / 1158
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3401 GLOSSY LEAF LN, CLERMONT, FL 34711-7154
Document Number	0053192440
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3401 GLOSSY LEAF LN CLERMONT FL 347117154, CLERMONT, FL 34711-7154

Mortgage

Document Number	0053192440
Date	Aug 2, 2019
Book Page	005319/002440
Instrument	86690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,270 Land $53,000 Building $130,270	$391,165 Land $53,000 Building $338,165
2024	$2,339.00 (+2.36%)
2023	$2,285.00 (+3.49%) Homeowner's exemption	$172,930 (+3%)	$378,911 (+18.16%) Land $53,000 Building $325,911
2022	$2,208.00 Homeowner's exemption	$167,900	$320,676 Land $43,000 Building $277,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Glossy Leaf Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Glossy Leaf Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20