3401 Gerhardt St, Sarasota, FL 34237 Property Records

Sarasota County property record for 3401 Gerhardt St, Sarasota, FL 34237

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,365 sqft · built 1955
Lot Size0.209 acres (9,100 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (May 2017)
Tax Bill$2,324 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0054-07-0037

Property Details

APN / Parcel Number

Primary APN0054-07-0037
Alternative APN
  • 54070037

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialMetal
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions130 ft deep x 50 ft wide
View / LotMainland
Garage TypeCarport
Garage Area352 sqft
CarportCarport
Carport Area352 sqft
PorchSlab
Porch Area348 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0054070037
Street Address3401 GERHARDT ST
CitySARASOTA
StateFL
Zip34237-8315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 46 LESS W 20 FT THEREOF & W 15 FT OF LOT 47 OAK SHORES 1ST ADD
Legal Range18E
Legal Township36S
Legal Section28
Legal SubdivisionOAK SHORES 1ST ADD
Legal Tract1177
Legal Lot Number46,47
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1010
Census Tract503

Owner

3401 Gerhardt St is owned and occupied by an individual who bought it in May 2017.

Source: Sarasota County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address3401 GERHARDT ST, SARASOTA, FL 34237-8315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2017Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2017 · Amount on File
Deed SaleMay 25, 2017 · Amount on File
Prior SaleJun 9, 2014 · Amount on File
Deed Document Number201765766
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address3401 GERHARDT ST, SARASOTA, FL 34237-8315
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 GERHARDT ST, SARASOTA, FL 34237-8315

Mortgage

Document Number0000022782
DateFeb 10, 2021
Instrument2021022782
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term316 Months
DueJun 1, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMay 25, 2017
Property Address3401 GERHARDT ST, SARASOTA, FL 34237-8315
Document Number0000065766
Map ReferenceMB8 PG29
Instrument DateMay 23, 2017
Instrument2017065766
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2230 COUNTRY RD 168, 2230, EAST SPARTA, OH 44626

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3401 GERHARDT ST, SARASOTA, FL 34237-8315

Mortgage

Document Number0000065767
DateMay 25, 2017
Instrument2017065767
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3401 Gerhardt St was $2,324 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,324.00 Homeowner's exemption$173,094$281,200 Land $174,800 Building $106,400
2023$2,831.00 (+3.32%) Homeowner's exemption$223,608 (+3%)$359,300 (+4.02%) Land $161,900 Building $197,400
2022$2,740.00 Homeowner's exemption$217,095$345,400 Land $153,900 Building $191,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Gerhardt St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims195 (1981–2024)
Claims Outside the SFHA81 of 195
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 43 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 47 claims
  • Severe Storms & Flooding, Jun 1992 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Gerhardt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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