3401 E Monte Cristo Ave, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3401 E Monte Cristo Ave, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1987
Lot Size	0.138 acres (6,004 sqft)
Owner	2 Company Names on Record
Last Sale	$295,900 (Dec 2019)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`214-35-213`

Property Details

APN / Parcel Number

Primary APN	`214-35-213`
Alternative APN	`214352138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,004 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3401 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85032-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	VILLA ADDANTE LOT 1-25 MCR 301-03
Legal Range	3E
Legal Township	3N
Legal Section	1
Legal Subdivision	VILLA ADDANTE LOT 1-25
Legal Lot Number	15
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	103303

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC
Jun 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	May 9, 2014 · Amount on Record
Deed Document Number	20191013595
Last Transfer Date	Nov 11, 2024
Transfer Doc	0000620394
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853

Mortgage

Document Number	0000779349
Date	Jul 19, 2021
Instrument	20210779349

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853

Mortgage

Document Number	0000079278
Date	Jan 27, 2022
Instrument	20220079278

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 16, 2019
Property Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Document Number	0001013595
Map Reference	MB 301 PG 3
Instrument Date	Dec 5, 2019
Instrument	20191013595
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	AZ TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3401 E MONTE CRISTO AVE, 3401, PHOENIX, AZ 85032-3853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853

Mortgage

Document Number	0001013596
Date	Dec 16, 2019
Instrument	20191013596

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 25, 2018
Property Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853
Document Number	0000481228
Map Reference	MB 301 PG 3
Instrument Date	Jun 20, 2018
Instrument	20180481228
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 E MONTE CRISTO AVE, PHOENIX, AZ 85032-3853

Mortgage

Document Number	0000481229
Date	Jun 25, 2018
Instrument	20180481229

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,410 (+127.44%)	$394,100 (+5.01%) Land $78,800 Building $315,300
2025	$1,500.00 (+5.04%)	$17,328 (-55.25%)	$375,300 (-3.07%) Land $75,000 Building $300,300
2024		$38,720	$387,200 Land $77,400 Building $309,800
2023	$1,428.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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