3401 Delaware St, Gary, IN 46409 Property Records

Lake County property record for 3401 Delaware St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,872 sqft · built 1925
Lot Size0.083 acres (3,659 sqft)
OwnerIndividual Name on File
Last Sale$300 (Jan 2016)
Tax Bill$1,686 (2024)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-25-46-0380-0039

Property Details

APN / Parcel Number

Primary APN001-25-46-0380-0039
Alternative APNs
  • 45-08-22-328-001.000-004
  • 254603800039

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Basement Area936 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1970
Construction TypeBrick
Roof MaterialAsphalt
Lot Area3,659 sqft (0.083 acres)
Lot Dimensions122 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0380-0039
Old Parcel Number254603800039
Street Address3401 DELAWARE ST
CityGARY
StateIN
Zip46409-1024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOLONIA REALTY CO'S 1ST ADD. ALL L.40 BL.3
Legal SubdivisionPOLONIA REALTY CO'S 1ST ADD
Legal Block3
Legal Lot Number40
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1038
Census Tract12300

Owner

3401 Delaware St is owned by an individual who bought it in January 2016.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address8023 S GREEN ST APT 1, 1, CHICAGO, IL 60620-2507
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2016 · Amount on File
Deed SaleJan 26, 2016 · Amount on File
Prior SaleOct 18, 2005
Deed Document Number2016 005635
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address3401 DELAWARE ST, GARY, IN 46409-1024
Transaction TypeMortgage
Record UpdatedDec 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8023 S GREEN ST 1, 1, CHICAGO, IL 60620-2507

Mortgage

Document Number0000047207
DateNov 28, 2022
Instrument2022-547207
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 22, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$100,600 Land $4,700 Building $95,900$100,600 Land $4,700 Building $95,900
2024$1,686.00
2023$61,400 (-2.07%) Land $4,400 Building $57,000$61,400 (-2.07%) Land $4,400 Building $57,000
2022$1,606.00$62,700 Land $2,100 Building $60,600$62,700 Land $2,100 Building $60,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Delaware St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1980–2026)
Claims Outside the SFHA3 of 17
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3401 Delaware St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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