Cleveland County property record for 3401 Crystal Spring Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,144 sqft · built 1996 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (May 2012) |
| Tax Bill | $5,642 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0052688 |
| Primary APN | R0052688 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| Gross Area | 3,859 sqft |
| 1st Floor Area | 2,025 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Frame/Masonry/Veneer |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 86,249 sqft (1.98 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 715 sqft |
| Porch | Porch |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 52688 |
|---|---|
| Street Address | 3401 CRYSTAL SPRING DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL SPRING ADD LT 18 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 02 |
| Legal Subdivision | CRYSTAL SPRING |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 201513 |
Source: Cleveland County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3401 CRYSTAL SPRING DR, NORMAN, OK 73072-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2012 · Amount on File |
| Deed Sale | May 18, 2012 · Amount on File |
| Prior Sale | May 18, 2010 · Amount on File |
| Deed Document Number | 201218345 |
| Deed Book / Page | 5005 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3401 CRYSTAL SPRING DR, NORMAN, OK 73072-1321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3401 CRYSTAL SPRING DR, NORMAN, OK 73072-1321 |
| Document Number | R202241390 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 6500/1 |
| Instrument | R 2022 41390 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | NORMAN, OK 73072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 3401 CRYSTAL SPRING DR, NORMAN, OK 73072-1321 |
| Document Number | 0000000417 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | CHICAGO TITLE OK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3404 CRYSTAL SPRING DR NORMAN OK 73072, NORMAN, OK 73072 |
| Document Number | 0000000417 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 006008/000510 |
| Instrument | 417 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2050 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Moore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,642.00 (+5.3%) Homeowner's exemption | $48,854 (+6.09%) Land $11,052 Building $37,802 | $576,761 (+2.71%) Land $130,481 Building $446,280 |
| 2023 | $5,358.00 Homeowner's exemption | $46,049 Land $9,659 Building $36,390 | $561,559 Land $117,799 Building $443,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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